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4 Thoughts About THREE

May 8 2019 // I’ve held off commenting very much on THREE, the new three-page commercial policy by Berkshire Hathaway. It’s time for a few of my thoughts. It has only been filed in a limited number of states. So far, THREE...

Analysis: Warren Buffett Champions an Inferior Product in THREE Policy

Mar 25 2019 // Warren Buffett, often ahead of the curve, sounded like a disrupter in a 2004 shareholder letter. Fifteen years ago, Buffett wrote, “Insurers have generally earned poor returns for a single reason: They sell a...

Proper Insurance Coverage for Construction Crucial in Avoiding Costly Litigation

Sep 3 2018 // If residential property owners don’t confirm proper insurance coverage and carefully consider labor laws when hiring contractors, they could be in for some costly litigation, according to two speakers at a July...

2 Additional Insured Hints We Must Consider

Jan 10 2018 // I don’t know what’s more ubiquitous in insurance, the veiled claim report that starts with, “So, would there be coverage if…” or the request to add an additional insured. When I was an...

Small Businesses Can Manage, Cancel Own Policies with Next Insurance Portal

Sep 14 2017 // Digital small business insurance provider Next Insurance has unveiled a new online portal giving small businesses more control over their insurance policies. The portal offers what Next says are several unique insurance...

Renovation at the Deli, Part 2

Jul 26 2017 // If you didn’t read last week’s post, Renovation at the Deli; A Story About Additional Insureds, go ahead and do that now. It’ll give you the background on this week’s post. When Frank (the deli...

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