Latest Florida Headlines

All the headlines from our Florida Topic Page, ordered by recency.

Recreational Weed and Other Citizen Initiatives Fail to Qualify for Ballot in Florida

Feb 4 2026 // A proposed amendment to Florida’s constitution that would allow recreational marijuana use for adults is one of 22 citizen initiatives that failed to qualify for the 2026 ballot, state officials said. The Florida...

New Association Wants Florida to Become a Major Domicile for Captives

Feb 4 2026 // It’s probably too late for 2026 legislative session, but by this time next year, a newly formed Florida group hopes it will be well on its way toward a new set of laws that will help Florida become a powerhouse...

Florida Appeals Court Blocks Punitive Damages Claim in Car-Sharing Crash Case

Feb 3 2026 // Plaintiffs claiming punitive damages in lawsuits must meet a high bar, a Florida appeals court found in overturning a trial court’s decision in a fatal accident involving an online car-sharing platform. Turo Inc., a...

Florida Cold Damages Citrus Crop, Strains Power Supplies

Feb 3 2026 // Florida endured another day of bitter cold that damaged the state’s citrus crop and prompted a local utility to ask residents to reduce electricity use. Freeze warnings and cold weather advisories cover a large...

Coverage A for Florida Surplus HO-3 Shows Mixed Bag in Premiums, Policy Count

Feb 3 2026 // Primary insurers in Florida aren’t the only ones reporting rate reductions for segments of the populace. Surplus lines also have seen premium decreases as well as significant policy count growth—at least for some...

Charges Dropped Against ‘Poster Boy’ Florida Contractor Accused of Insurance Fraud

Feb 2 2026 // Almost three years ago, in May of 2023, a circuit court judge in Lee County, Florida, sharply criticized a restoration contractor, accusing him of concealing the true cost of condominium roof work in an...

Florida Committees Approve MGA, Litigation Funding Restriction Bills

Jan 30 2026 // Florida legislative committees approved two bills this week that could impact property-casualty insurance in the state. One would put some restrictions on litigation financing and the other would force more transparency on...

Alabama Insurance Agent and Candidate Says Tuberville Lives in Florida

Jan 29 2026 // An Alabama insurance agent running for governor is challenging U.S. Sen. Tommy Tuberville’s eligibility to seek the office, accusing the football coach-turned-politician of not meeting the legal requirement to have...

Florida House Panel Approves Bill to Waive Permits on Work of Less Than $7,500

Jan 29 2026 // Spending $7,500 on home repairs may not seem like much in 2026. But a bill approved by a Florida House of Representatives panel on Wednesday would allow construction work below that threshold without a building permit, a...

Kin Moves Into Florida and Texas With Home-Auto Bundle Products

Jan 27 2026 // Kin, a direct-to-consumer digital personal lines insurer, announced the launch of auto insurance in Florida and Texas. The auto insurance is currently available as part of a bundle or as a standalone product. Home...

Florida Board Drafting Rules That Could Stem Bogus Engineering Reports in Claims

Jan 26 2026 // For the last several years, complaints have piled up, contending that some Florida engineers have testified or have submitted reports in insurance claims lawsuits about major property damage that was somehow caused by...

Security First Latest Florida Insurer to Roll Back HO3 Rates

Jan 23 2026 // Hot on the heels of a significant rate cut in December, Florida’s Security First Insurance has announced another average decrease for one of its homeowners products. The use-and-file decrease will average about 5.2%...

Trucordia Continues Expansion With Acquisition of Florida Insurance Inc.

Jan 21 2026 // Trucordia, ranking in the top 20 largest U.S. insurance brokerages, has again expanded its reach, this time with the acquisition of Florida Insurance Inc. in Dunedin, near Tampa. Trucordia, based in Lindon, Utah, offers...

Florida OIR Triples the Size of Citizens’ Rate Decrease

Jan 20 2026 // With takeouts continuing at a steady pace and more carriers working the Florida property insurance market, state regulators saw fit to more than triple the size of Citizens’ Property Insurance Corp. recent rate...

Florida Insurance Law Certification Closer to Approval; Coverage College Set for March

Jan 20 2026 // Bona fide expertise in Florida property insurance law is inching closer to reality, with new rules and new education initiatives. The Florida Bar’s Board of Governors in September approved proposed rules for a...

Insurica Acquires Florida-Based First Light Program Managers

Jan 20 2026 // Insurica, one of the largest U.S. brokerages, announced it has acquired Florida-based First Light Program Managers, a wholesale brokerage and delegated underwriter specializing in trucking and marine coverage. The...

Registration Open for Florida OIR Insurance Summit in April

Jan 15 2026 // Registration is now open for the Florida Office of Insurance Regulation’s Insurance Summit, set for April 15-16 in Tallahassee. Insurance Commissioner Mike Yaworsky said the registration closes March 30 for the...

Florida Heads for Smallest Orange Crop in Nearly a Century

Jan 15 2026 // Florida’s orange harvest is expected to fall to the lowest in nearly a century, as shrinking groves continue to offset improvements in yields. The state is seen producing 12 million boxes of fruit in the 2025-26...

Florida Lawmakers Ready for Another Shot at Litigation Funding Limits

Jan 13 2026 // Florida property/casualty insurance leaders have said they are not expecting big changes from the legislature’s 2026 regular session that begins today, given the much-touted impact that 2022 reforms have already had...

Google, AI Firm Settle Florida Mother’s Lawsuit Over Son’s Suicide

Jan 8 2026 // Alphabet’s Google and artificial-intelligence startup Character.AI have agreed to settle a lawsuit from a Florida woman who alleged a Character chatbot led to the suicide of her 14-year-old son, according to a Jan. 7...