Who is an “Insured?” Not as basic a question as it may sound. Status as an insured must exist before...
This week is National Dog Bite Prevention Week (certainly a noble cause). To celebrate this “occasion,” the Insurance Information Institute...
Several weeks ago I released an article questioning the need for the “primary and noncontributory” (PNC) requirement found in most...
Consolidating separate legal entities’ loss experience to develop a common experience modification factor has the potential to cause confusion for...
Two tests must be satisfied before an illness or disease can be considered occupational and thus compensable under workers’ compensation:...
Last summer the Academy of Insurance held a live, in person class discussing the work comp premium audit. The Academy...
Consolidating separate legal entities’ loss experience to develop a common experience modification factor has the potential to cause confusion for...
I chose April 1 to publish this article because so many are expecting a joke; well this is no joke....
Upper tier contractors seek to avoid, through the use of various transfer mechanisms, the financial costs that can result from...
Section II (Liability Coverage) of the Business Auto Coverage (BAC) form describes who qualifies as an insured (II.A.1.). Employees using...