Two tests must be satisfied before an illness or disease can be considered occupational and thus compensable under workers’ compensation:...
Last summer the Academy of Insurance held a live, in person class discussing the work comp premium audit. The Academy...
Consolidating separate legal entities’ loss experience to develop a common experience modification factor has the potential to cause confusion for...
I chose April 1 to publish this article because so many are expecting a joke; well this is no joke....
Upper tier contractors seek to avoid, through the use of various transfer mechanisms, the financial costs that can result from...
Section II (Liability Coverage) of the Business Auto Coverage (BAC) form describes who qualifies as an insured (II.A.1.). Employees using...
Several years ago a relatively new insurance producer asked me this seemingly simple question, “So, what is the secret to...
Begin at the beginning – with the insuring agreement! Coverage can never be any broader. This is the most basic...
Insurance Services Office (ISO) recently released a “matched set” of drone-related endorsements for use with the commercial general liability (CGL)...
Odd but true: The agent called and asked the underwriter to amend the named insured. The insured had policies with...