Ask any agent who has suffered through an errors and omissions (E&O) suit and they will provide sage-like insight into...
“Halloween pranks.” Google this phrase and more than 5 million results link to a myriad of ways to “mess with...
Unintentional injury is the leading cause of death among teenagers and adults 15 to 44. According to the Centers for...
According to my history book (or “future” book), well, at least the history taught by the movies, Marty McFly landed...
Replacement cost does not mean what the client believes or has been told. Insureds assume replacement cost translates into new...
“We’ve had a flood,” says the insured. “Oh, no!” the agent says, “What happened?” What really happened, and the coverage...
Recently I’ve been reviewing some of history’s “management fads.” You know, the ones that looked good for a time but...
Business income protection is of utmost importance for any insured suffering a catastrophic property loss. To fully understand business income...
Today is my 25th anniversary in this, the insurance business. I still very much enjoy the business (I don’t say...
Commercial general liability (CGL) claims involve three parties: 1) the insured(s); 2) the insurer; and 3) the injured. CGL coverage...