Insurance Services Office (ISO) lists more than 100 endorsements available for use with the business auto policy (BAP) (the total...
First, the Reasons to NEVER Extend BAC Protection to an Individually-Owned Auto The employee’s Personal Auto Policy (PAP) extends coverage...
Businessowners Policies, traditionally referred to simply as “BOPs,” were introduced in 1976 and significantly revised in 1987. The BOP evolved...
Insurance is necessary for the survival and growth of any free market economy. Because of this necessity, insurance practitioners are...
True story: The agent convinced the owner of several apartment buildings to purchase a pollution liability policy – because of...
Two weeks ago we posted an article titled, “Are You One of THOSE Agents?” The article centered around some of...
Many are unaware that the Academy of Insurance has four “skills tests” available. Of the four, the personal lines skills...
Most of my insurance career has been on the agency side, but I have also worked on the insurance carrier...
To review prior articles, links are here for Part I, Part II, and Part III. Part IV What the Insured...
Never let it be said that an exclusion would or could be misapplied; but the absolute pollution exclusion likely qualifies...