Earthquake Risk: Spotlight on Canada

This post is part of a series sponsored by CoreLogic.

What is ‘The Big One’?

When assessing earthquake risk in Canada, many commonly refer to ‘The Big One’ that will eventually strike British Columbia (B.C.). But what exactly is ‘The Big One’? Understanding the various earthquakes that can occur, the unique hazards they pose, and the probability, all help to define ‘The Big One’. But it’s not just about B.C., as eastern Canada is also prone to earthquakes, and a significant earthquake there could therefore gain the title of the ‘The Big One’.

Natural Resources Canada locates approximately 4,000 earthquakes each year.1 Most of these are too small to cause damage, but several are still felt. In addition, every few decades, a damaging earthquake impacts Canada, and every few centuries, it experiences one of the largest earthquakes in the world. Figure 1 shows that nearly every province and territory in Canada has earthquakes, with the highest level of activity in B.C… There is also an active earthquake zone in eastern Canada along the St. Lawrence River Valley and across the territories in Canada’s arctic region.

These areas of high seismic activity intersect with highly populated urban centers, and host numerous residential, commercial and industrial properties. It is for these reason that they are of greatest concern to risk managers, and in Canada, encompass the key areas of southwestern B.C. and the southern regions of Ontario and Quebec.

British Columbia

Off Vancouver Island lies the Cascadia subduction zone where the oceanic Juan de Fuca plate is subducting beneath the continental North America plate. As described in the CoreLogic® Insights Blog, Earthquake Risk: Spotlight on the Pacific Northwest, three different earthquakes occur here: shallow crustal earthquakes in the overriding North America plate, deep intraslab earthquakes in the subducting Juan de Fuca plate, and very large megathrust earthquakes along the shallow interface boundary of these two plates.

Shallow crustal earthquakes can be devastating, especially if located near an urban center. At shallow depths (less than 30 km / 19 mi), the ground motions are very close to the surface, and the high-frequency of shaking can cause significant damage. The 1946 magnitude 7.3 earthquake on Vancouver Island was the most recent damaging shallow crustal earthquake in southwestern B.C. Seismologists believe that in this region, shallow crustal earthquakes can reach magnitude of approximately 7.5.

Deep, intraslab earthquakes are most commonly located beneath the Strait of Georgia and south into Puget Sound, WA, and have a high recurrence frequency. The most recent damaging event was the 2001, magnitude 6.8 Nisqually earthquake south of Olympia. This event was widely felt and caused minor damage across southwestern B.C.3 Intraslab earthquakes commonly occur at depths between 50 and 80 km / 31 and 49 mi, and because of their depth, generally cause less severe damage locally. But, the resulting geographic footprint of distributed lower damage will be larger than a shallow earthquake of the same magnitude.

Historically, the Cascadia subduction zone has produced some of the world’s largest earthquakes. This megathrust fault extends from mid-Vancouver Island to northern California. Seismologists have determined that a full rupture of the megathrust fault has occurred about every 500 years4, with the most recent on January 26, 1700, a magnitude 9 event. The Cascadia subduction zone has an off-shore location, so the fault rupture and greatest shaking will occur away from urban areas. Nevertheless, megathrust earthquakes with several minutes of shaking, are rich in long-period but low-frequency energy, and this ground motion can still be damaging to tall structures hundreds of miles away, as observed in the 2010 magnitude 8.8 Maule, Chile and 2011 magnitude 9 Tohoku-oki Japan subduction earthquakes.

Further north, the Queen Charlotte fault poses a unique hazard in northern B.C. The largest earthquake instrumentally recorded in Canada was a magnitude 8.1 in 1949 along the Queen Charlotte fault. Damage was observed 200 km / 124 mi away in Prince Rupert, B.C., and the earthquake was felt in Vancouver and Victoria, approximately 800 km / 497 mi away.

Eastern Canada

Eastern Canada is located in a stable continental region, and the level of earthquake activity is much less frequent than in the west. However, the region has experienced damaging earthquakes in the past and will again in the future. The largest earthquake in eastern Canada was the 1663 Charlevoix earthquake, which was between magnitude 7.3 and 7.9.5 More recently, the June 2010 (magnitude 5.4) and May 2013 (magnitude 5.2) earthquakes remind us that eastern Canada is seismically active. Seismic activity in stable continental regions is generally related to the regional compressive stress field, where earthquakes most commonly occur in the areas of inherited crustal weakness.

Even though eastern Canada has lower earthquake activity, the underlying soil and rock conditions in a stable continental region are very different than in western Canada. As a result, seismic waves travel greater distances without losing their energy. So, the ground-shaking from earthquakes in eastern Canada is much larger than earthquakes in western Canada, leading to larger impact area.

Damage Potential of ‘The Big One’

The earthquake risk in Canada is real and must be adequately prepared for, but what exactly is ‘The Big One’? There has always been attention on the Cascadia subduction earthquake, but is this earthquake really ‘The Big One’? If we only consider its magnitude, yes, but will it be the most damaging event to impact Canadian exposure? Likely not, as a shallow crustal earthquake directly beneath a major urban center like Vancouver or Montreal, could be catastrophically worse due to strong localized ground shaking in close proximity to these large cities. Furthermore, because of the built environment and higher vulnerability of structures in eastern Canada, even a moderate earthquake of magnitude 5.5 to 6.0 under the historic district of Montreal, could cause more damage than an event in B.C.

It is not a matter of if, but when another damaging earthquake will impact Canada. It could be many years before another megathrust earthquake along the Cascadia subduction zone, but it could be sooner too. And, the probability of a shallow crustal or deep intraslab event causing damage somewhere in Canada could be far more likely. It is therefore best to be equipped with an earthquake kit and plan, and adequate earthquake insurance, to help prepare for an earthquake’s far-reaching impact.

Figure 1. Map of Earthquakes with Magnitude ≥3.0 in or Near Canada (1627−2014)2

Source: Courtesy of Natural Resources Canada, 2016. © Natural Resources Canada. All rights reserved.



2. Halchuk, S, Allen, TI, Rogers, GC, Adams, J (2015): Seismic Hazard Earthquake Epicentre File (SHEEF2010) used in the Fifth Generation Seismic Hazard Maps of Canada, in, Geological Survey of Canada, Open File 7724, pp. 16, doi: 10.4095/296908.

3. Molnar, S., F. Cassidy, and S. E. Dosso, 2004. Comparing intensity variation of the 2001 Nisqually earthquake to geology in Victoria, British Columbia, Bulletin of the Seismological Society of America, 94, 2229-2238.


5. Ebel, J. E. (June 2011), “A New Analysis of the Magnitude of the February 1663 Earthquake at Charlevoix, Quebec” (PDF), Bulletin of the Seismological Society of America, Seismological Society of America, 101 (3): 1024–1038.

About Maiclaire Bolton-Smith, Senior Leader, Research & Content Strategy

Maiclaire Bolton-Smith is a seismologist and holds the title of Senior Leader, Research & Content Strategy for CoreLogic. Maiclaire joined the company in March of 2013 and leads Thought Leadership for the Insurance and Spatial Solutions division of CoreLogic. Prior to her time at CoreLogic, Maiclaire held previous positions at RMS, Emergency Management British Columbia, the International Seismological Centre and the Geological Survey of Canada. As an earthquake education enthusiast, Maiclaire has spent much of her career dedicated to promoting earthquake risk awareness and preparedness. From 2008 to 2010, she co-chaired the original launch of ShakeOut™ in Canada with the Great British Columbia ShakeOut. In 2010, she co-founded the British Columbia Earthquake Alliance and remains a lifetime honorary founding director. Maiclaire earned a M.S. in Geophysics, specializing in earthquake seismology from the University of Victoria, and a B.S. in Geophysics from the University of Western Ontario. Maiclaire is based in Oakland, Calif. More from Maiclaire Bolton-Smith, Senior Leader, Research & Content Strategy

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