Features

Michigan to Pay $13M After Shooter Drill Terrified Children’s Hospital

A judge has approved a $13 million settlement in a lawsuit over an unannounced active shooter drill at a Michigan psychiatric hospital for children, an event that terrified kids and staff and caused them to scramble for cover, text family …

Reading the Fine Print to Avoid E&O Exposure

Just because a carrier’s form shows the policyholder has XYZ Coverage does not necessarily mean they have XYZ Coverage in the real world. And yet, I find that few agents understand or know this. And even when they read the …

NTSB: Chicago Train Operator Had Alcohol in His System During 2023 Crash

Federal investigators say the operator of a Chicago commuter train that crashed almost a year ago had alcohol in his system but it wasn’t a factor in the incident. The Chicago Transit Authority train crashed into a slow-moving snow plow …

Agency Growth in 2025: Stay Focused on Prospecting, Cross-Selling & Employee Benefits

Predictions of a softer insurance pricing market are on the horizon. Perhaps not in early 2025, but there’s no question the market is stabilizing from the high prices the sector has seen in recent years. Relying on higher revenue from …

Texas Pharmacy Owner Sentenced in $41M Health Insurance Fraud

A Dallas pharmacy owner who routinely billed insurance companies for headache sprays, pain creams, and scar creams never dispersed to patients was sentenced to 10 years in federal prison, announced U.S. Attorney for the Northern District of Texas Leigha Simonton. …

The Impact of California’s AB5 Law on the Transportation Sector: A National Perspective

The reclassification of independent contractors has become a major national issue, and California’s AB5 law has positioned itself at the center of this conversation. This legislation has brought significant challenges to the transportation industry in particular, leading to a ripple …

Texas Assisted Living Facility Fined for Firing Nurse With Sleep Disorder

VibraLife of Katy, LLC, a rehabilitation and assisted living facility in Katy, Texas, will pay $80,000 and furnish other relief to settle a U.S. Equal Employment Opportunity Commission (EEOC) disability discrimination and retaliation lawsuit, the federal agency announced. According to …

Homeowners Insurance Does Not Cover Cryptocurrency Theft, 4th Circuit Affirms

A federal appeals court has affirmed that a homeowners insurance policy does not cover the theft of cryptocurrency because the loss of a digital currency does not involve a “direct physical loss” as required by the policy. The Fourth Circuit …

Employees Enjoy Many Paths for Growth, Advancement at Brightway

The people at Brightway Insurance, based in Ponte Vedra Beach, Florida, near Jacksonville, seem to have taken employee satisfaction and performance to a whole new level. Each employee is asked to make sure, before they leave the office each day, …

Claims From Hurricane Milton Continue to Rise in Florida

Two weeks after Hurricane Milton made landfall near Sarasota, Florida, as a Category 3 storm, claims and loss totals continue to rise. As of Oct. 21, the Florida Office of Insurance Regulation said carriers reported more than 221,582 claims and …

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