Features

Owner Compensation Performance Based – Part One

The amount of money an owner makes is directly proportional to the perceived importance, or success, to the person taking the money home. It is well known that there are factors that dilute this rule, but it still is a …

Employee Well-Being Is a Priority at Prestige

Finding insurance coverage for trucking firms could be considered a high-stress occupation. With the rise of nuclear lawsuit verdicts and “big-truck attorneys,” escalating premiums, and new state laws and regulations, it’s a lot to think about. But the challenges have …

Insuring the Unique Risks of a Bed & Breakfast

Big brand hotels give the customer the exact experience that they expect. When you go to one in Florida, it’s essentially the same as going to one in Ohio. Boutique hotels are normally a bit more unique and offer an …

America’s Best Agencies To Work For

The votes are in for the 2024 Best Independent Insurance Agency to Work For survey by Insurance Journal. Employees in 2024 highlighted the importance of competitive salaries, employee benefits, training and education, resources, and other employee perks as drivers of …

How Flood Risk Is Driving an Insurance Protection Gap in the US

It is likely that you have read recent headlines sounding the alarm over a potentially uninsurable future. The ongoing threat of more frequent and damaging extreme weather is making it increasingly difficult for homeowners to secure affordable insurance, highlighting a …

Underwriters Wary of PFAS Amid ‘Superstorm’ of Litigation, Regulation

As litigation and regulation increase around per- and polyfluoroalkyl substances (PFAS), insurance underwriting is tightening across lines. Insurance professionals who specialize in PFAS say insurers are mandating coverage exclusions and, in some cases, declining to write liability policies at all …

Strategies to Recruit Insurance Producers in Today’s Job Market

A surprising question about recruiting emerged in 2024. Insurance agencies have consistently asked me, “What are you seeing in the market for insurance producers?” The fact that agencies are looking for producers doesn’t shock me. It’s the idea that they …

Treating Employees Like Clients Is the Golden Rule at Morris & Garritano

Want a simple, yet effective agency management tip for making your employees happy? Treat them like customers. That mindset stood out among comments from employees who nominated Morris & Garritano in Insurance Journal’s 2024 Best Agency to Work For survey. …

Flexibility, Employee Engagement Rule at Robertson Ryan Insurance

What makes Robertson Ryan Insurance a great place to work? The freedom to do the job, do it well and still have the time and energy for the life you want to lead, according to folks who work for the …

US Nuclear Verdicts Break Records and Drive Social Inflation to 7% in 2023: Report

Nuclear verdicts in the United States are breaking records with 27 court cases each awarding compensation of more than $100 million during 2023, according to Swiss Re executives. Social inflation in the U.S. rose to 7% in 2023 — a …

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