Repo Man Pays an Unwelcome Visit

May 29, 2000

Rickki Chantelle Saulsby of Citrus Heights was arrested and booked into Sacramento County Jail on two felony counts of insurance fraud.

According to CDI fraud investigators, Saulsby submitted a claim to 21st Century Casualty Insurance Company for theft of her 1993 Chevy Lumina. In her claim, Saulsby alleged that on July 13, 1999, her vehicle-valued at $4,700-had been stolen from the parking lot of Pacific Avenue Bowl in Stockton.

Investigators contacted the lienholder to Saulsby’s vehicle and were informed that Saulsby had been advised through phone calls and fax that her vehicle was going to be repossessed due to non-payment.

During a Sept. 29, 1999, deposition, Saulsby denied that her vehicle had been repossessed. Two days later, during an Oct. 1, 1999, deposition, Saulsby confessed that on July 13, 1999, she discovered her vehicle was missing from her apartment parking space. Saulsby called the Citrus Heights Police Department to file a report and was told that her vehicle had been repossessed. She claimed that her boyfriend had convinced her to file the false claim.

As a result of Saulsby’s false statements, 21st Century Casualty Insurance Company denied her claim.

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