Nuts & Bolts: Philadelphia Insurance Companies recently released a new product offering, the Business Owners Policy (BOP) for business professionals. PHLY’S BOP provides comprehensive property & liability coverage and is being offered in conjunction with professional liability offered to all types of professionals, especially small law firms, accounting firms and consultants. This new product is only offered to current professional liability policyholders or those who plan to purchase professional liability. Additional coverages available by endorsement include: Employee Dishonesty; Money and Securities, Mechanical Breakdown, Outdoor Signs, and Interior Glass.
Dollars: Limits up to $1,000,000 are available.
States Available: Arizona, California, Connecticut, Colorado, Florida, Georgia, Illinois, Indiana, Massachusetts, Michigan, Minnesota, Missouri, North Carolina, New Jersey, New York, Ohio, Oregon, Pennsylvania, Texas and Washington.
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