New Markets

Non-franchised Auto DealersNuts & Bolts: DMI Insurance Services Inc. has expanded the range of markets it supplies to producers serving non-franchised auto dealers and automotive specialty shops. The new markets will supply liability and physical damage coverage not been readily available to many producers due to low volume, certain classes of business or characteristics unique to specific businesses within the non-franchised auto dealers and automotive specialty shops industries.

Carrier: Burlington Insurance Group, Western Heritage Insurance. Co., First Financial Insurance Co.

Dollars: Minimum premium, $500

States: AZ, CO, FL, IL, IN, KS, MI, MN, MS, MO, NV, NM, NY, NC, OH, OR, PA, SC, AL, CA

Contact: Tina Evans, (408) 465-2012; tinae@dmi-insurance.com

Luxury Pleasure Boats, Mega-YachtsNuts & Bolts: INAMAR Recreational Marine, the marine marketing and underwriting division of ACE USA, has introduced an enhanced version of its Elite Yacht Program designed exclusively to fulfill the unique insurance needs of high-value yacht owners. This program is designed specifically for vessels valued at $5 million or greater. It includes innovative benefits such as waiver for the hull physical damage deductible if the loss amount exceeds that deductible. Other benefits and features include: worldwide navigation limits, fine arts coverage, captain and crew coverage, loss of charter income, rental reimbursement and marine environmental damage benefits, along with many other distinctive policy provisions.

Carrier: ACE USA

States: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY

Dollars: Policy limits depend on client requirements. Deductible is generally one-half percent of the hull (property limit), but conditional.

Contact: Peter Lafontaine, (215) 640-2103; www.inamarmarine.com

Miscellaneous E&ONuts & Bolts: Specialty Global Insurance in Kansas City has launched a nationwide miscellaneous errors and omissions program with Everest Indemnity Insurance Company, a member of the Everest Re Group Ltd. Everest’s underwriting and claims manager for the program, Specialty Global will target a full spectrum of miscellaneous professionals, including consulting, technology, Internet, marketing and other service-oriented businesses.

The program is available on a surplus lines basis in 50 states with limits up to $5 million.

Carrier: Everest Indemnity Insurance Company, rated “A+” (Superior) by A.M. Best

Dollars: Limits up to $5 million

States: All

Contact: Thomas D. Monaghan; tmonaghan@specialtyglobal.com; (212) 201-5428 ext. 176; www.specialtyglobal.com.

Environmental Program Nuts & Bolts: The environmental Hudson Programs’ environmental insurance program has established several new specialty programs in well-defined segments over the last 24 months. The program includes coverage for all size of environmental engineers, consultants and contractors, above ground and underground storage tanks, as well as site pollution coverage for a wide variety of facilities. The program is largely written on a non-admitted basis. The program features commercial general liability, contractor pollution liability, professional liability and first and third party pollution liability with limits up to $10 million.

Carrier: Hudson Insurance Co., Hudson Specialty Insurance Co. and Clearwater Insurance Company, all rated “A” (Excellent) by A.M. Best

States: Non-admitted in all states; admitted in N.Y. and N.J.

Dollars: Limits up to $10 million. Minimum premiums generally start at $3,000; $1,500 for tank business. Site pollution policy terms are available up to 10 years.

Contact: Mike Hill at: mhill@feiinsurance.com.

Child Care CentersNuts & Bolts: AFC Insurance Inc., a managing general underwriter of social service risks and a subsidiary of Brown & Brown Inc., has introduced a new full service product, Child Care Solutions, designed to address the insurance needs of childcare centers countrywide. Highlights include coverage for professional liability claims related to sexual abuse and molestation, professional liability for child care professionals, off-premises coverages for such exposures as field trips and attendance at swimming programs, and tuition reimbursement if civil authorities require a mandatory evacuation. These coverages are supported by industry specialists in loss control and claims handling.

Carrier: AIG Programs, a division of the Lexington Insurance Co., a member of American International Group Inc.

States: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY

Dollars: $2,500 minimum premium

Contact: Jane Gordon, (877) 456-5323; www.afcins.com