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Hospice Insurance
Market Detail: AFC’s Insurance’s hospice program is part of its health and human services insurance program. It is specifically designed to meet the needs of hospice professionals, including services for AIDS/HIV, home health care, chronic illness (any age) and terminally ill.
Available limits: As needed.
Carrier: Inquire for information.
States: All states except Alaska and Hawaii.
Contact: Meggan Werkheiser at 610-814-2180 or e-mail meggan.werkheiser@afcins.com.
Local & Intermediate Trucking
Market Detail: US Assure’s coverage for common vehicles includes trucks and truck/tractor-trailer combinations used for local or intermediate hauling within a 300-mile radius. Non-trucking coverage also may be written under this classification. Class examples: automobile haulers, livestock haulers, containerized freight haulers, flatbed load hauling, refrigerated loads, grain hauling, and many more.
Available limits: As needed.
Carrier: Zurich.
States: All states except Alaska, Hawaii, La., Mass., Miss., N.J., N.Y., and Texas.
Contact: Karen Vaughn at 904-224-7615 or e-mail: karen.vaughn@zisinternet.com.
Excess Personal Liability Coverage
Market Detail: Coastal Insurance Underwriters has a new exclusive excess personal liability product to fill the gap for all homeowner policies provided by Citizens Property Insurance Corp. in Florida. Effective immediately, Citizens will only provide a maximum limit on personal liability of $100,000 with no buyback for higher limits. Coastal Insurance’s product will provide either $200,000 or $400,000 excess of the underlying $100,000 limit.
Available limits: Minimum $200,000, maximum $400,000.
Carrier: Companion Specialty.
States: Fla. only.
Contact: Joe Bouthillier at 904-834-4753 or e-mail: jbouthillier@ciuins.com.
Workers’ Comp, Excess, USL&H/More
Market Detail: Swett & Crawford has access to more than 200 standard and specialty carriers, domestic and foreign. The company also has many in-house binding authorities and exclusive insurance programs for niche businesses and industries. There are nearly 800 brokers, underwriters and support professionals to assist customers. Markets include: workers’ comp, excess workers’ comp, USL& H and MEL. Swett & Crawford specializes in: temporary staffing, health care, trucking, general classes, construction, manufacturing, service, and retail/wholesale. Minimum premium is $5,000, and brokered business is accepted.
Available limits: As needed.
Carrier: Chartis, Berkshire Hathaway, SeaBright, Amerisafe, Hartford, Antirust, Berkley Net, Republic, Midwest Employers, Safety National, AmTrust and Companion are available.
States: All states.
Contact: Ron Boudreaux at 612-334-2393 or e-mail: ron_boudreaux@swett.com.
Commercial Contractors Primary Casualty
Market Detail: Empire Pacific Sovereign LLC provides general liability, workers’ compensation, commercial auto, excess liability and pollution. Account minimum premium is $100,000.
Available limits: As needed.
Carrier: Various, admitted.
States: All states except Ala., La., and N.Y.
Contact: Gary Hargis at 503-968-6300 or e-mail: gary.hargis@empirepac.com.
Gas Stations/Convenient Stores in Texas
Market Detail: The Comp Solutions Network has alternative solutions for gas stations/convenience stores. A variety of on-the-job injury programs called non-subscription/occupational accident for Texans are available.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: Texas only.
Contact: Laura Witt at 713-690-3500, ext. 44.
Marina/Boat Repair & Service Centers
Market Detail: Atlass Insurance Group covers CGL, hull, watercraft liability, business interruption, equipment, property, piers & docks, marina operators legal and excess liability.
Available limits: As needed.
Carrier: Unable to disclose, admitted and nonadmitted available.
States: All states.
Contact: Customer service at 800-330-3370.
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