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Electronic Cigarette Insurance
Market Detail: Calco Commercial Insurance offers full CGL coverage including product liability for manufacturers, importers, retailers, and wholesalers of electronic cigarettes, personal vaporizers, and E-juice companies. Full CGL minimum premiums range from $4,000 for $250,000/$250,000 limits and $7,500 for $1 million/$2 million/$2 million limits; premise liability minimum premium starts at $880. Property and business interruption coverage available.
Available limits: Minimum $250,000, maximum $20 million.
Carrier: Unable to disclose, non-admitted.
States: All states.
Contact: Customer service at 877-225-2699.
Adult Entertainment Business
Market Detail: Axiom Insurance Managers specializes in adult entertainment with a customer-focused approach. Program includes: general liability; liquor liability; assault and battery; valet parking; property; umbrella; equipment breakdown; and crime.
Available limits: Minimum $300,000, maximum $2 million.
Carrier: Unable to disclose, admitted, non-admitted available.
States: All states.
Contact: Dan Djordjevic at 847-228-5883 or e-mail: d_djordjevic@axiom-ins.com.
Freedom Personal Watercraft Insurance
Market Detail: Old United Casualty Co.’s (Vantage Casualty Co. in Calif. only) policy insures personal watercraft and mini-jet boats with a maximum carrying capacity of six people, a maximum length of 18 feet, a maximum of two inboard engines, and that are propelled by impeller drive/jet drive. Standard package consists of: physical damage, subject to a $250 per occurrence deductible; $15,000 combined single limit personal watercraft liability; $1,000 in medical payments. Personal liability limits of $25,000, $50,000, $100,000, and $300,000 are available. Medical payments limits of $2,500 and $5,000 also available for additional premium.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: All states except Alaska, D.C., Fla., Hawaii, and Va.
Contact: Douglas Semler at 913-895-0271 or dsemler@vtaig.com.
Hole-in-One-Liability
Market Detail: TPI Golf, Inc. offers one stop shop for golf outing services, including hole-in-one insurance, prize packages, and signage. Specialization in events for 50+ players.
Available limits: As needed.
Carrier: Unable to disclose.
States: Ariz., Calif. and Nev.
Contact: Debbie Oberle at 800-988-0087 or e-mail: doberle@tpigolf.com.
Teleradiology Professional Liability
Market Detail: Founders Professional insures 24/7 teleradiology practices, hospitals, imaging centers, ASCs and physician groups. Claims-made with retroactive coverage, incident claims trigger, rolling IBNR coverage and ERE..
Available limits: Minimum $1 million, maximum $10 million.
Carrier: Unable to disclose, non-admitted.
States: All states.
Contact: Customer service at 727-498-6503.
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