My New Markets

May 5, 2014

My New Markets is brought to you by Insurance Journal’s sister website:

Need a Market? Find it. FAST.

Exclusive Liability Insurance Program for Continuing Care Retirement Communities
Market Detail: Highland Risk Services has an exclusive liability insurance product specific to continuing care retirement communities under the Empirical Risk brand. Coverage is available on both claims-made and occurrence forms, with excess capacity up to $10 million. Comprehensive risk management and litigation management programs are available at no additional cost to the insured.
Available limits: Minimum $1 million, maximum $11 million.
Carrier: Ironshore.
States: All states.
Contact: Brian Daly at 847-832-9100 or email:

CondoPak: Property & General Liability
Market Detail: New Empire Group‘s CondoPak is an exclusive package policy. CondoPak was designed to meet the specific needs for superior cooperative, condominium and community associations..
Available limits: Maximum $25 million.
Carrier: HDI Gerling America.
States: Miss., Ala., Ga., S.C., N.C., Tenn., Ky., Ill., Ind., Wisc., Mich., Ohio, W.Va., Pa., N.Y., Maine, R.I., Vt., N.J., D.C., Dela., N.H., Mass., Md., and Va.
Contact: Rob Mackoul at 516-690-8116 or email:

Health & Fitness Centers
Market Detail: The Harry W. Gorst Co. has a package market for aerobic studios, corporate fitness centers, independent fitness centers, as well as franchised fitness centers. Packaged or monoline coverage is available. Automatic coverage for child sitting, personal trainers/aerobic instructors, four sport courts, jacuzzis, hot tubs, saunas and steam rooms is available. There are no liability deductibles and a broadened GL definition of bodily injury to include mental anguish and emotional distress. Packages may also include: ISO’s 04/02 property coverage form; a special endorsement to include 14 coverages for a minimal flat charge; and equipment breakdown.
Available limits: Minimum $300,000.
Carrier: Unable to disclose, non-admitted.
States: Calif. only.
Contact: Erik Fulton at 800-437-6616, ext. 156 or email:

Playground Equipment Program
Market Detail: Partners Specialty Group LLC offers general liability including professional liability on an occurrence form for eligible exposures, including playground equipment installation contractors, equipment dealers and manufacturers.
Available limits: Minimum $500,000, maximum $2 million.
Carrier: Unable to disclose, non-admitted.
States: All states.
Contact: Angel Lightcap-Grisez at 513-563-3951 or email: alightcap-

Alarm Monitoring Companies
Market Detail: Brownyard Programs Ltd. coverage includes: professional liability; care/custody/control; CGL; workers’ comp; umbrella; assault & battery; lost key; excess liability; blanket additional insureds.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states except D.C.
Contact: Customer service at 800-665-7304.

Technology Professionals E&O
Market Detail: Tennant Risk Services covers technology organizations that need professional liability and other specialty coverages to protect themselves from technology exposures. Professional services include: software designer/developer; website development; network/system administration; software as a service/web services; help desk/call centers; computer security; systems/IT consultants; and process control & robotics. Specialty insurers have a range of technology E&O products for these professional organizations, and many have additional cyber risk coverages.
Available limits: As needed.
Carrier: Various.
States: All states.
Contact: Bob Sargent at 860-519-1301 or email:

Roofing Contractors
Market Detail: Commercial Sector Insurance Brokers LLC offers contractors general liability, excess liability and GL coverage.
Available limits: As needed.
Carrier: Unable to disclose, non-admitted.
States: All states except D.C., Hawaii, Maine, N.D., S.D., and Vt.
Contact: Lamar Andrews at 205-332-8117 or email:

Adult Entertainment/Gentleman’s Clubs
Market Detail: Founders Insurance Co. offers affordable liquor liability protection for hard-to-place risks, including: live entertainment, late closings, new ventures, prior claims and more. Liquor liability features include: policy limits up to $1 million per occurrence/$2 million aggregate; defense costs covered in addition to the policy limit; additional insured coverage available; no deductible; and premium financing through subsidiary, where available.
Available limits: Minimum $100,000, maximum $1 million.
Carrier: Founders Insurance Co.
States: All states except Miss., N.J., N.M., Pa., S.C., Texas and W.Va.
Contact: Customer service at 800-972-8778.

Was this article valuable?

Here are more articles you may enjoy.

From This Issue

Insurance Journal West May 5, 2014
May 5, 2014
Insurance Journal West Magazine

Workers’ Comp Report with Directory; Restaurants & Bars; Recreation & Leisure