My New Markets

March 9, 2020

Commercial Auto

Market Detail: Osprey Underwriters ( offers commercial auto insurance that is needed to cover the cars, trucks, and vans used in conducting business. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy. Coverage limits include: liability up to $2 million; deductibles range from $250 to $5,000; umbrella limits up to $100 million. Discounts available include: package discount; defensive driver course; CDL experience; business experience; Better Business Bureau; prior insurance discount. Coverage features include: Symbol-(1) available; monoline physical damage; motor truck cargo; additional insured; waiver of subrogation; hired and non-owned autos; on-hook coverage; trailer interchange; garagekeepers; bobtail coverage; radius up to 500 miles+; flexible billing options. Eligible vehicle types include: Trucks – agricultural truck, box/straight truck, bucket truck, catering truck, cement mixer, dump truck, flatbed truck, front loader garbage truck, pickup w/5th wheel, pump truck, tow trucks, and more; trailers – auto hauler, bulk commodity trailer, dry freight trailer, dump body trailer, flatbed trailer, gooseneck trailer, livestock trailer, and more; vans & PPVs. Classes covered: special trade contractors; courier, mail and newspaper deliver; dealer and salvage plates; debris removal; dirt, sand and gravel; dry goods and refrigerated transportation; farming & livestock; food services, restaurants and more; fuel dealers (limited); hazmat transport; household goods movers; logging and log transport; manufacturers and wholesale distributions; mobile equipment; professional services private passengers: vehicles; retail trade; security patrol (limited); towing services, gas stations and auto repair; trucking for-hire; warehousing; waste haulers (limited). Truckers general liability with ability to write risks with up to 20 units; property coverage on garage, truck repair or office buildings can be written; $1million/$2 million primary limits with up to $5 million excess; general liability limits available

Available limits: Minimum $100,000; maximum $10 million

Carrier: Unable to disclose, admitted

States: Ala., Ariz., Calif., Colo., Conn., Dela., D.C., Fla., Ga., Ill., Ind., Iowa, Maine, Md., Mass., Mich., Mont., Neb., Nev., N.H., N.J., N.Y., N.C., Ohio, Okla., Pa., S.C., Tenn., Texas, Va., Wash., and W. Va.

Contact: Osprey Underwriters at 203-489-3400 or e-mail:

High Risk Work Comp PEO MGA

Market Detail: Legacy Employer Concepts, LLC ( offers coverage for PEO/employee leasing brokerage MGA firms. Any class code, any state available, including: restaurants, hospitality, cannabis industry, landscaping, tree trimming, trucking, towing, contractors, roofers, demolition, restoration, staffing companies, PEO master policies.

Blue to white collar options; new ventures w/no prior

Available limits: Maximum $10 million

Carrier: Various, admitted

States: All states

Contact: Brett Arthur at 813-460-9166 or

High Net Worth Homeowners

Market Detail: Irwin Siegel Agency’s ( Private Client Group is a program for high net worth individuals seeking to protect their most valuable assets & benefit from flexible coverage, innovative products, services and competitive pricing. Private Client Group offers high deductible options, allowing clients to effectively control costs. Irwin Siegel works with the major high net worth carriers and can provide multiple carrier quotes. ISA does not require any production minimums.

Available limits: As needed

Carrier: Unable to disclose, admitted

States: All states

Contact: Mark Madsen at 800-622-8272 or e-mail:

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