Workers’ Comp for Medical Temp Staffing Companies
Market Detail: Nixer Comp is a national, A-VIII Rated program designed specifically to provide workers’ compensation for the medical temporary staffing industry. It can offer guarantee cost, small, intermediate, and large deductibles nationally. Payment plans include pay-go and monthly-self-audits programs. The Nixer Comp Advocacy Based Claims Model creates a winning relationship between the injured worker, our client-insured, the host-employer, the retail agent, and the claims adjuster by following staffing-tailored claims-handling guidelines and procedures. This claims model includes 1-800-Claims Reporting, Nurse Triage, Telemedicine, Host Employer Claims Kit Generator, Rx Pharmacy First-Fill Card Portal, Concierge Claims Adjusting, Managed Return-to-Work (RTW) Program, Fraud Prevention Program, Web-Based Claims Portal, Quarterly claims reviews, and Claims-Coordinator Training for the internal employees. Nixer Comp also provides OSHA, risk management, safety, and human resources training through its web-based Learning Management System (nLMS). Web-based Risk Management Portal (nRMP) puts a plethora of tools and knowledge into your internal employees’ hands. $10 million maximum premium; $150,000 minimum premium; has pen.
Available Limits: Not disclosed.
Carrier: Service American Indemnity Co. (SAIC); admitted; rated A-VIII by AM Best.
States: Available in most states and District of Columbia. Not available in Ohio, Washington, West Virginia and Wyoming.
Contact: Rob Schild, president, Nixer Comp Inc.; rob.schild@nixercomp.com; 407-919-6111.
Restaurants with Alcohol Sales
Market Detail: Rainbow offers customizable BOP product for restaurants with alcohol sales. Product is customizable with the following coverage options: general liability up to $2 million/$4 million; liquor liability up to $1 million; building, personal property, and betterments and improvements; business income ALS up to 18 months; property enhancement, with customizable coverage limits; hired and non-owned auto; employment practices liability; cyber liability. Has pen.
Available Limits: General liability up to $2 million/$4 million; liquor liability up to $1 million.
Carrier: Incline Casualty Co.; admitted; rated A- (Excellent) VII by AM Best.
States: Available in Arizona and Texas.
Contact: Brandi Bingham; brandi@userainbow.com; 214-701-1283.
Shock Loss/ Distress Trucking Insurance
Market Detail: American Standard Transport Risk Managing General Agency (ASTR MGA) has an admitted product available on A- paper for all radius trucking operations with large (shock) losses of $50,000 or more in paid/incurred losses in the past five years. Complete submissions required and rates in 48 hours, binding in times can be as short as two weeks. Submission requirements: complete application — email for specific; 10 or more units; three or more complete years in business; three to five years of loss runs depending on age of operation — not older than 60 days; driver list with dates of hire, DOB, state license — excel format; MVRs not older than 60 days; equipment list with VINS, ages, and values — excel format; four quarters IFTA for interstate; for five or more losses and/or greater than $50,000 — detail in excel format. We can provide sample. Exclusions: no international drivers; no hazmat; no rolled steel coils. Drivers — no more than 6 points, no major violations in last four years; Cameras are required; discount available if client already in use with approved vendor.
Available Limits: Not disclosed.
Carrier: Admitted; rated A-.
States: Available in most states and District of Columbia. Not available in Alaska, Louisiana, Massachusetts and Michigan.
Contact: Darren Yancy; dy@astr1.com; 817-447-9046.
Podcasts
Market Detail: Professional Program Insurance Brokerage (PPIB), Division of SPG Insurance Solutions LLC, can protect podcasters for single podcast production companies or individuals from a one off episode to a single series/season. We also offer coverage for annual podcast production companies to protect them from claims of negligence and mistakes. Available coverage options include: professional liability with up to $3 million/$3 million limits; defamation; intellectual property infringement; breach of license; authorship credit failure disclosure of trade secrets; fair use; $25,000 sublimit for public relations crisis management expenses; merchandise coverage available. We can cover individual and annual podcast productions. Program benefits: knowledgeable underwriters; claims advocacy and specialized claims handling; carrier has 10 years of experience with this industry; low deductible; legal reviews not needed.
Available Limits: Professional liability with up to $3 million/$3 million limits; $25,000 sublimit for public relations crisis management expenses.
States: Available in 50 states plus District of Columbia.
Carrier: Has 10 years of experience with this industry.
Contact: Susan Etter; info@ppibcorp.com; 415-475-4300.
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