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February 23, 2026

NAT CAT Coverage for Renewable Energy Projects

Market Detail: NARDAC, a specialist energy and infrastructure MGA, offers dedicated Excess of Loss (XOL) insurance coverage for operational and construction-phase solar projects impacted by severe convective storms and other named natural-catastrophe perils. The insurance program includes business interruption (BI) and delay in start-up (DSU) coverage, helping insureds manage long-tail financial impact with confidence.

Program highlights include excess of loss coverage and tailored protection for named NAT CAT perils, including hail and wind. Robust financial protection, including both business interruption and delay in start-up. Scalable to your risk profile. Open to all attachment points in excess of $10M. Project flexibility designed for both single-site and portfolio solar projects. Trusted security backed by AM Best “A”-rated, non-admitted London and Lloyd’s markets

Target clients include utility-scale renewable energy projects in the contiguous United States. Open to both portfolios and single sites.

Available Limits: Up to $20M of CAT limit per placement.

Carrier: London and Lloyd’s markets. Non-admitted. A rated.

States: All 50 states and the District of Columbia.

Contact: Harry Downes, harry.downes@nardac.com, +44.7442.364960

Specialized Workers’ Comp for Ambulance & NEMT Providers

Market Detail: Cluett’s Broad Appetite NEMT program is designed to accommodate a wide range of non-emergency medical transportation risks, including accounts that fall outside traditional underwriting guidelines.

Eligible risks may include smaller fleets, newer operations, mixed vehicle schedules, or accounts requiring underwriting flexibility. Available coverages may include commercial auto liability, auto physical damage, general liability, professional liability and workers’ compensation (where applicable).

Cluett leverages multiple insurance markets to provide placement solutions for non-standard NEMT risks.

Available Limits: Not disclosed.

Carrier: Rated A by AM Best.

States: Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, lllinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nevada, New Hampshire, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia and Wisconsin.

Contact: Bruce Cluett, cluett@insurancemarketinfo.com

800-926-6771

Last-Mile Delivery Auto Liability Insurance

Market Detail: STAR Mutual RRG provides commercial auto liability coverage for last-mile and courier delivery operators. This program is tailored for fleets and independent drivers using cargo vans, sprinters, and box trucks under 26,000 lbs. to service wholesale, retail, and e-commerce distribution. STAR is rated “A” (Exceptional) by Demotech, Inc. and “B+” (Good) by A.M. Best, and is backed by “A+” (Superior) reinsurance carriers.

Program features include agency online portal with instant quoting and servicing, fast policy issuance and electronic document delivery, auto liability limits up to $1.5 million, high deductible options for fleets, state and federal filings available and dedicated claims support with transportation expertise

Additional Coverages include Uninsured/Underinsured Motorist (UM/UIM), Personal Injury Protection (PIP) and Physical Damage (available through our partner, Reliable Transportation Association).

Vehicle classes covered include cargo vans, sprinters and box trucks (≤26,000 lbs.). Business Classes Covered include last-mile delivery, retail/wholesale distribution and courier services.

Discounts available for safe driving practice (qualified safety scores), business tenure discount (based on CDL and operating history), military discount program (for veterans: both business owners and drivers) and owner-operator discount and pay in full. Has pen.

Retail and wholesale agents are welcome to apply at https://starrrg.com.

Available Limits: Not disclosed.

Carrier: Non-admitted. Rated B+ by AM Best.

States: Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Maine, Maryland, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New, Jersey, North, Carolina, North, Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode, Island, South, Carolina, South, Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West, Virginia, Wisconsin and Wyoming.

Contact: Agent Support, agents@starrrg.com, 855-569-7827

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Insurance Journal Magazine February 23, 2026
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