Philadelphia Obtains $5M Police Liability Insurance for Democratic Convention

July 12, 2016

In the wake of protests in various cities and the police shootings in Dallas, the city of Philadelphia has purchased a law enforcement liability policy in case it or its police officers are sued over their performance of their duties during the upcoming Democratic National Convention.

The short-term policy, at a cost of $1.2 million, provides up to $5 million in liability coverage. The coverage commences July 15 and runs through July 30—a few days before and after the actual convention.

The broker is Haas and Wilkerson Insurance in Fairway, Kansas. Arizona-based Berkley Assurance is providing the primary coverage while Landmark American Insurance of Atlanta is providing excess coverage.

The policy is being funded out of a $43 million Department of Justice security grant to the city.

According to Mike Dunn, deputy communications director for the city, the city also purchased a law enforcement liability policy in 2000 when it hosted the Republican National Convention. That policy with $3 million limits cost $100,000. While information is incomplete, the city says that the insurance carrier paid out about $1.8 million in settlements and legal costs from actions stemming from that convention.

The city’s law enforcement policy is separate from insurance purchased for the convention by the Democratic National Convention Committee (DNCC).

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