All this discussion of “collapse” and not one word about the coverage for resulting (ensuing) damage to the rest of the home from this defective material (pyrrhotite), the additional coverage afforded by the “reasonable steps” provision requiring homeowners to protect their property from further damage such as the cost to raise the structure so the defective concrete can be replaced and indemnity for additional living expenses incurred while the damage is being repaired. A solution? Maybe, maybe not, but not one word in all the discussion of this problem? Or is that supposed to be a secret?
The insurance policy does not provide coverage for that. The fact that the policy requires homeowners to maintain their property does not mean that the insurance coverage pays for that. There is not discussion about it because the coverage you’re talking about doesn’t exist.
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Didn’t Connecticut have a fair amount of rotten drywall imported from China?
All this discussion of “collapse” and not one word about the coverage for resulting (ensuing) damage to the rest of the home from this defective material (pyrrhotite), the additional coverage afforded by the “reasonable steps” provision requiring homeowners to protect their property from further damage such as the cost to raise the structure so the defective concrete can be replaced and indemnity for additional living expenses incurred while the damage is being repaired. A solution? Maybe, maybe not, but not one word in all the discussion of this problem? Or is that supposed to be a secret?
The insurance policy does not provide coverage for that. The fact that the policy requires homeowners to maintain their property does not mean that the insurance coverage pays for that. There is not discussion about it because the coverage you’re talking about doesn’t exist.