ACE USA Increases Capabilities for International Advantage Coverage

September 21, 2005

ACE USA, the U.S.-based retail operating division of The ACE Group of Companies, has expanded its insurance products to offer additional coverage for companies doing business overseas.

The International Advantage Express Policy offers streamlined coverage designed and priced to address the insurance needs of companies with short-term, occasional business travel outside the United States. Agents have instant rate, quote and bind access to this coverage by going to, where they can also file claims, submit service requests, and contact ACE USA underwriters.

Backed by the global underwriting capacity and financial resources of The ACE Group of Companies, and staffed by international underwriters, the International Advantage Express Policy is offered through ACE USA’s International & Specialty Group.

“With international trade in the U.S. on the rise and now accounting for one-third of the Gross Domestic Product, and the number of small- to mid-sized companies and organizations conducting business beyond U.S. borders greatly increasing, businesses are challenged to minimize their risks,” said Andrew MacKinnon, executive vice president, ACE USA International & Specialty Group. “Today’s agents and brokers need a fast, inexpensive and easy way to submit applications and meet the changing needs of their customers, in particular, the largely underserved class of occasional overseas business travelers. The International Advantage Express Policy provides a risk solution that combines coverage and service.”

The International Advantage Express Policy offered by ACE USA includes Foreign Travel Liability Coverage, including Rented Automobile and Contingent Employers Liability; Accidental Death & Dismemberment and Medical Expense; Commercial Property and Kidnap & Extortion coverage–in one easy-to-read policy.

The submission requirements of this coverage are U.S.-based companies that employ workers who:

* Travel periodically overseas (up to 10 trips annually);
* Travel individually or in small groups (up to 10 per trip);
* Travel up to 30 days per trip.

To review product highlights, check submission requirements and generate an instant quote proposal, brokers should visit For more information about ACE International Advantage Express products and services, call Alfred Bergbauer at (302) 476-6612.

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