While it’s great that companies are offering/will be offering coverage for crypto, a wise investor would keep his/her investment in a cold storage (i.e. Trezor or Ledger Nano) far from the prying hands of unscrupulous people. $80 is probably cheaper than the insurance premiums you would pay for this coverage, and it’s a one-time $80 charge (barring having to buy a replacement).
While it’s great that companies are offering/will be offering coverage for crypto, a wise investor would keep his/her investment in a cold storage (i.e. Trezor or Ledger Nano) far from the prying hands of unscrupulous people. $80 is probably cheaper than the insurance premiums you would pay for this coverage, and it’s a one-time $80 charge (barring having to buy a replacement).