Mo. Adopts NAIC Privacy Model Without Health, Workers’ Comp Provisions

The Missouri Insurance Department has adopted an emergency consumer privacy regulation containing a third party claimant provision but excluding health and workers’ compensation insurance.

National Association of Independent Insurers (NAII) Counsel Ann Weber commended the Missouri department commended for taking NAII’s objections seriously and removing health and workers’ comp provisions from the National Association of Insurance Commissioners (NAIC) model. She added that the regulation is now very close to the ideal hoped for by the NAII, which will urge the department to remove the third party claimant provision when it adopts a permanent regulation.

The emergency regulation took effect July 1 and will expire on Dec. 28, 2001. The preamble states the department will adopt a permanent regulation substantially the same as the emergency rule. Insurers will have an opportunity to comment during the process of adopting that regulation.

Insurers have until June 30, 2002, to issue initial privacy notices to consumers who were their customers prior to July 1, 2001. For new customers, initial notices will have to be issued as they are signed up.

Topics Legislation Workers' Compensation Missouri