
Encova Insurance, headquartered in Columbus, Ohio, named Michelle Shaver as senior vice president, small business, commercial lines, and Carrie Lowe as vice president, package lines underwriting.
Shaver most recently was a small business leader for Chubb Insurance. She also previously served as head of home office underwriting, chief underwriting officer at Farmers Insurance Company.

Lowe previously served as vice president, commercial lines project and program management at Westfield Insurance.
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