Crum & Forster Announces Management Changes

June 28, 2004

Crum & Forster Holdings Corp. has announced that Nikolas Antonopoulos, chief executive officer of its insurance operating subsidiaries, will also be elected as chairman of the board of those companies. Antonopoulos succeeds Bruce A. Esselborn, who retired from Crum & Forster earlier this month.

The current management of Crum & Forster Holdings Corp., including V. Prem Watsa, the chairman of the board, is unchanged.

Joseph F. Braunstein Jr., executive vice president of the Crum & Forster insurance companies since May 2002, will be elected to the position of president of those companies. Braunstein succeeds Antonopoulos, who has been president since May 2000. Braunstein joined Crum & Forster in September 2000 after a 29-year career at CIGNA where he held field and product line management roles in its large risk and international businesses. Prior to joining Crum & Forster, Braunstein led CIGNA’s Integrated Care unit.

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