Divorced individuals pay 26 percent more for health insurance premiums on a monthly basis than married individuals, who pay 25 percent more than singles ($242, $180, $136 average per month, respectively), according to a new national study of more than
80,000 individual and family health insurance policies sold through
http://www.ehealthinsurance.com in the last year.
The report also finds that 41 percent of all individuals pay $100 or less per month for Major Medical health insurance coverage, while 55 percent of families pay $300 or less per month, for an average of three people per family.
Other findings of the report include:
— Men pay less than women for Major Medical insurance — as much as $25 a month less;
— New Yorkers in this sample paid nearly 4 times as much as Michigan residents for their monthly premium on average, at $379 per month vs. $98 per month;
— Customers paid an average of $89 a month to insure one child, which dropped to $61 if a second child was also covered; and
— Short-Term health insurance coverage continued to be more affordable than Major Medical coverage, with families paying an average of $192 per month, and individuals paying an average of $78 per month.
These are among the data gathered by eHealthInsurance. Topics analyzed include average monthly premiums paid by age, gender, marital status and state, as well as deductible level, office visit co-payment and specific benefits.
Similar statistics were gathered for Short-Term Health Insurance Plans purchased through the site.
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