XL Expands Pollution Coverage for Contractors

January 13, 2009

XL Insurance now offers several program enhancements to its pollution coverages for contractors, extending environmental coverage for all aspects of a contractor’s operations, both on and off the jobsite, the company announced.

The enhancements, available through a group of endorsements, are designed to extend contractor’s pollution coverage for waste disposal, owned locations, emergency response, installations and natural resource damages.

The XL Insurance Contractor’s Pollution Liability Construction endorsements include:

— Emergency cleanup costs up to $500,000 for a period of seven days without pre-notification, a limit that exceeds other coverages available in the marketplace

— Coverage against sudden and accidental pollution that originates and migrates from owned locations such as offices and equipment yards

— Disposal of construction and demolition debris at non-owned disposal sites

— Pollution coverage for transportation beyond the jobsite

— Extended coverage for environmental liability that can arise in the assembly, fabrication or installation of products

— Clear coverage terms for mold and natural resource damages

— Third-party property damage

Available with liability limits up to $50 million, the XL Insurance Contractor’s Pollution Liability Construction package is underwritten by XL Specialty Insurance Company, Greenwich Insurance Company and Indian Harbor Insurance Company.

Source: XL Insurance

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