CORE Underwriters Launches Habitational Program

February 24, 2012

CORE Underwriters is seeking partnerships to expand its distribution base across the country after launching its habitational insurance program.

The program is available in 46 states and distributed through limited access appointments. The product focuses on property, general liability and umbrella coverage for habitational exposures.

The Dallas-based program manager is targeting classes including garden-style apartments, condominiums and townhomes, hotels/motels (including limited service) and light commercial accounts.

Limits are available as high as $50 million per location. Minimum deductibles start at $5,000.

The program does not offer wind/hail/hurricane coverage in Tier 1 counties, but the company can quote excluding these coverages in Tier 1 areas. All perils coverage is available in all other jurisdictions, subject to underwriting guidelines.

According to CORE, the habitational program is backed by a company rated “A-” by A.M. Best.

CORE Underwriters is an underwriting agency owned by Clear View Risk Holdings, which also owns Southwest Risk. Scott Whitaker, program manager with CORE, said his agency’s website is still under construction.

Those interested in more information can email info@coreunderwriters.com.

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