After reviewing numerous claims and reading about older folks falling asleep, suffering heart attacks, slower reaction to situations or succumbing to other physical ailments causing accidents, this doesn’t surprise me. Age, experience and being more careful as one ages can help, but the physical stuff can hurt.
Dave, I don’t quite believe this story completely. As a veteran P&C agent who has insured businesses for many years, we have seen far more trouble from younger drivers than mature ones. One of the worst ones I remember from a few years ago involved a 28 year old employee driver who was speeding on a rain slickened road, lost control and hit a utility pole killing himself and his fellow employee passenger. I also field requests all the time to check MVR prior to the employer hiring a driver. I have had almost no rejections from mature drivers, but a lot of rejections on the younger drivers for numerous violations. Physically, the young drivers may have an edge in reaction time, but I would take a mature driver every time if I were hiring.
Agent, I think you are conflating issues. I agree completely that younger drivers are more likely to be involved in accidents. This article is not in conflict with that. It’s saying that based on the data, drivers over age 55 have a higher mortality rate than drivers younger then that. Also, it gives some common sense reasons that may be contributing: existing health conditions, physical condition, etc. Interesting story because it seems counter-intuitive. However, the CDC has seen this trend for a long time so this isn’t a fluke study.
Ron, you are the troll on this site. I made valid points, but it didn’t fit with your agenda, so you roll out your standard reading comprehension skills deal. You could use some remedial reading skills yourself.
August 22, 2013 at 6:42 pm
Ron says:
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0
Agent,
Trolls post comments unrelated to the article or the posts of others, do not present facts, and, just like you, cite any sources.
Do you remember posting this on the “Obamacare Health Exchange Buyers Can Expect $2,700 in Tax Credits: Report”?
“So Sargeant, How do you like the Defense Dept aka Obama Administration/Sequester taking the cafe’ at Walter Reed hospital away from the wounded soldiers? They were told they had to go to another annex 6 blocks away if they wanted some food. This cafe’ had been in place to serve meals on the weekends when the hospital didn’t feed them. Boy, that should be convenient to the double amputees to get to, right? This is worse than how Vietnam vets were treated when they came home.”
The article says nothing about younger drivers being better drivers or more referred risks. Only that older drivers die more often in accidents when the drive for a living.
One last question, how come every time I challenge you with facts and evidence, you never respond?
August 22, 2013 at 6:44 pm
Ron says:
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Agent,
Sorry, but one additional question. What is my agenda in reference to this article?
August 27, 2013 at 2:59 pm
Patti Cake in the East says:
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Why do libs have to be so nasty?
(It’s a rhetorical question, Ron….no need to reply but I know you can’t help yourself..)
August 27, 2013 at 3:23 pm
Ron says:
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Patti,
I know what rhetorical means, but I must respond in order to challenge you.
1. I am NOT a lib. How many Liberals voted for President George W Bush the 1st time, are against the ACA, and criticize President Obama, Representative Pelosi and Senator Reid?
2. How am I being nasty? I just want Agent to support his assertions about me and his positions with facts and a cited source.
Let’s see if you can respond without being nasty.
August 22, 2013 at 4:52 pm
Dave says:
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Agent, I agree that drivers in the age group between 16 and 25 can be amongst the worst drivers out there due to inexperience and sheer stupidity (especially among males) but after having been involved (as an insurer) in a $50+ million loss from an elderly driver having an apparent heart attack and after having seen my Dad barely survive a motorcycle accident from passing out for a reason still unknown to us today, I can see where exces age (especially over 65) begins to become a factor. If the statistics say that drivers above 55 (and more so above 65) are more likely to die from Auto accidents, it’s hard to ignore the stat.
Dave, what do you consider to be an elderly driver? Be careful because I am over 60 and don’t consider myself as elderly. I wouldn’t object to a periodic physical if I were a driver hauling for hire or livery. Actually, a lot of younger drivers should also have to have a physical and a drug screen before they are turned loose in a big rig or a bus. Did you know that a lot of companies give extra credits to mature drivers because the stats say they are more careful. There must be something to that or they wouldn’t offer it.
Agent, again I have to disagree a little. As a carrier, we do give better pricing to commercial accounts that have a higher average age on the drivers list. If it hels, think of it as WC or PIP vs Auto Liability. The drivers in the study have a higher WC or PIP severity exposure while youger drivers have a higher auto liability exposure.
There’s a lot of situations where things seem to be contradictory but are still true. For example:
Newer vehicles have better safety equipment and accident avoidance technology, and yet we have better experience on older vehicles. One could argue with that or try to figure out why. Maybe vehicle age is a proxy for miles driven. If you drive a lot, you’re more likely to have an accident, but you’re also more likely to have to replace your vehicle more often.
Another example: could airbags and safety belts cause an increase in accident deaths? It’s seems contracdictory, but it is possible. People with more safety features could feel empowered to take more risks while driving. Their liklihood of being in an accident is increased, but they’re more likely to survive the accident. I think the net effect has been established to be positive, but you’ll still see some articles arguing the other way.
My point – i’d rather try to understand why a study has results that do not fit my preconcieved notions rather than disagree on the basis of a few anecdotes. Maybe drivers over 55 are more likely to be driving larger, heavier vehicles or longer distancs? Maybe health factors increase the liklihood of an accident (heart attack or stroke). Maybe health issues like diabetis cause substantially more complications after a serious accident increasing the liklihood of death. I don’t know, but there’s no point in arguing with facts.
August 22, 2013 at 1:47 pm
PrintedMoney says:
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Well thank the government who continues to allow the Federal Reserve to devalue the dollar and in turn our wages. As a society becomes more productive people have to work LESS and earn more. Decades ago people understood this to the point that even a child watching the Jetsons could see that he worked 2 hours a week as a button pusher and supported a whole family with a dog and a maid. Now we have unashamed socialists running our country screaming that we need more handouts, debt, and inflation. Soon there will be no such thing as retirement and our elderly will be terminated when they prove no longer useful as taxpaying mules.
After reviewing numerous claims and reading about older folks falling asleep, suffering heart attacks, slower reaction to situations or succumbing to other physical ailments causing accidents, this doesn’t surprise me. Age, experience and being more careful as one ages can help, but the physical stuff can hurt.
Dave, I don’t quite believe this story completely. As a veteran P&C agent who has insured businesses for many years, we have seen far more trouble from younger drivers than mature ones. One of the worst ones I remember from a few years ago involved a 28 year old employee driver who was speeding on a rain slickened road, lost control and hit a utility pole killing himself and his fellow employee passenger. I also field requests all the time to check MVR prior to the employer hiring a driver. I have had almost no rejections from mature drivers, but a lot of rejections on the younger drivers for numerous violations. Physically, the young drivers may have an edge in reaction time, but I would take a mature driver every time if I were hiring.
Agent, I think you are conflating issues. I agree completely that younger drivers are more likely to be involved in accidents. This article is not in conflict with that. It’s saying that based on the data, drivers over age 55 have a higher mortality rate than drivers younger then that. Also, it gives some common sense reasons that may be contributing: existing health conditions, physical condition, etc. Interesting story because it seems counter-intuitive. However, the CDC has seen this trend for a long time so this isn’t a fluke study.
Jon,
Hopefully you can convince Agent to improve his reading comprehension skills. Or maybe he will actually admit to misinterpreting the article.
Maybe it’s an age related thing.
Ron, you are the troll on this site. I made valid points, but it didn’t fit with your agenda, so you roll out your standard reading comprehension skills deal. You could use some remedial reading skills yourself.
Agent,
Trolls post comments unrelated to the article or the posts of others, do not present facts, and, just like you, cite any sources.
Do you remember posting this on the “Obamacare Health Exchange Buyers Can Expect $2,700 in Tax Credits: Report”?
“So Sargeant, How do you like the Defense Dept aka Obama Administration/Sequester taking the cafe’ at Walter Reed hospital away from the wounded soldiers? They were told they had to go to another annex 6 blocks away if they wanted some food. This cafe’ had been in place to serve meals on the weekends when the hospital didn’t feed them. Boy, that should be convenient to the double amputees to get to, right? This is worse than how Vietnam vets were treated when they came home.”
The article says nothing about younger drivers being better drivers or more referred risks. Only that older drivers die more often in accidents when the drive for a living.
One last question, how come every time I challenge you with facts and evidence, you never respond?
Agent,
Sorry, but one additional question. What is my agenda in reference to this article?
Why do libs have to be so nasty?
(It’s a rhetorical question, Ron….no need to reply but I know you can’t help yourself..)
Patti,
I know what rhetorical means, but I must respond in order to challenge you.
1. I am NOT a lib. How many Liberals voted for President George W Bush the 1st time, are against the ACA, and criticize President Obama, Representative Pelosi and Senator Reid?
2. How am I being nasty? I just want Agent to support his assertions about me and his positions with facts and a cited source.
Let’s see if you can respond without being nasty.
Agent, I agree that drivers in the age group between 16 and 25 can be amongst the worst drivers out there due to inexperience and sheer stupidity (especially among males) but after having been involved (as an insurer) in a $50+ million loss from an elderly driver having an apparent heart attack and after having seen my Dad barely survive a motorcycle accident from passing out for a reason still unknown to us today, I can see where exces age (especially over 65) begins to become a factor. If the statistics say that drivers above 55 (and more so above 65) are more likely to die from Auto accidents, it’s hard to ignore the stat.
Dave, what do you consider to be an elderly driver? Be careful because I am over 60 and don’t consider myself as elderly. I wouldn’t object to a periodic physical if I were a driver hauling for hire or livery. Actually, a lot of younger drivers should also have to have a physical and a drug screen before they are turned loose in a big rig or a bus. Did you know that a lot of companies give extra credits to mature drivers because the stats say they are more careful. There must be something to that or they wouldn’t offer it.
Agent, again I have to disagree a little. As a carrier, we do give better pricing to commercial accounts that have a higher average age on the drivers list. If it hels, think of it as WC or PIP vs Auto Liability. The drivers in the study have a higher WC or PIP severity exposure while youger drivers have a higher auto liability exposure.
There’s a lot of situations where things seem to be contradictory but are still true. For example:
Newer vehicles have better safety equipment and accident avoidance technology, and yet we have better experience on older vehicles. One could argue with that or try to figure out why. Maybe vehicle age is a proxy for miles driven. If you drive a lot, you’re more likely to have an accident, but you’re also more likely to have to replace your vehicle more often.
Another example: could airbags and safety belts cause an increase in accident deaths? It’s seems contracdictory, but it is possible. People with more safety features could feel empowered to take more risks while driving. Their liklihood of being in an accident is increased, but they’re more likely to survive the accident. I think the net effect has been established to be positive, but you’ll still see some articles arguing the other way.
My point – i’d rather try to understand why a study has results that do not fit my preconcieved notions rather than disagree on the basis of a few anecdotes. Maybe drivers over 55 are more likely to be driving larger, heavier vehicles or longer distancs? Maybe health factors increase the liklihood of an accident (heart attack or stroke). Maybe health issues like diabetis cause substantially more complications after a serious accident increasing the liklihood of death. I don’t know, but there’s no point in arguing with facts.
Well thank the government who continues to allow the Federal Reserve to devalue the dollar and in turn our wages. As a society becomes more productive people have to work LESS and earn more. Decades ago people understood this to the point that even a child watching the Jetsons could see that he worked 2 hours a week as a button pusher and supported a whole family with a dog and a maid. Now we have unashamed socialists running our country screaming that we need more handouts, debt, and inflation. Soon there will be no such thing as retirement and our elderly will be terminated when they prove no longer useful as taxpaying mules.
Troll
Think you better re-read the article. Refers to drivers/driving. Try again.