Farmers Sued by Female Employee Attorney for Alleged Discrimination

By | April 29, 2015

  • April 30, 2015 at 10:09 am
    David says:
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    Good. This company has been ethically challenged and needs to be brought down. They have been F#####G their agents and employees for the past decade not to mention fleecing their policy holders.

    • April 30, 2015 at 12:21 pm
      justsayin says:
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      • April 30, 2015 at 5:56 pm
        David says:
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        • April 30, 2015 at 7:44 pm
          justsayin says:
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      • May 6, 2015 at 3:01 pm
        Gregcw says:
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        Justsayin, I don’t think that is true. Farmers has historically been ethically challenged. In my district Farmers appointed over 50 agents from 1982 to 1994 to maintain 5 agencies in my market area when only one agent retired and one agent (me) left the companies in 1989 to open an Independent Agency. David is minimizing the time by just talking about the last decade. I know about at least thirty-five years! If he’s still in the business he DID make the cut.

    • May 1, 2015 at 2:42 pm
      wayne smith says:
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      • May 4, 2015 at 10:41 am
        Ron says:
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        wayne smith,

        Seriously? Or the employers could treat each employee fairly and equally so there is no need to complain.

        Not everyone wants to move on every time they are not treated properly. Many people would prefer to stay with one employer for stability and career growth.

  • April 30, 2015 at 12:34 pm
    MeIsEinstein says:
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    • April 30, 2015 at 6:34 pm
      David says:
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      Yes, Einstein. Women are entitled to the same pay as men provided they do equal the amount of work with the same quality.

      • May 1, 2015 at 7:36 pm
        Tobe Determined says:
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        Isn’t that the issue? So if women lawyers produce the same standard and quality of professional work, they should be paid the same. The problem is women are expected at Farmers to produce more work, work harder and longer hours, accept more responsibility, and not expect the same pay or promotions as their male counterparts. Farmers’ historical pattern of discriminating based on race, age and gender should be unveiled!

    • May 1, 2015 at 3:00 pm
      Agent says:
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      Mel, Lawyers are not capable of owning a business, that is why they are lawyers. 500 lawyers at the bottom of the ocean is a good start.

      • May 1, 2015 at 3:30 pm
        Agent says:
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        So Steve, why would you affiliate or work for a company that long if they are without morals? Did you look the other way for 29 years? What does that say about your moral compass?

      • May 3, 2015 at 8:37 pm
        Captain Planet says:
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        Agent wrote, “Mel, Lawyers are not capable of owning a business, that is why they are lawyers.”

        I guess except for those lawyers who own their own practice, huh Agent?

      • May 7, 2015 at 1:53 pm
        Guar says:
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        Are you an absolute fool, or do you just play one on the Internet?

    • May 4, 2015 at 10:44 am
      Ron says:
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      MeIsEinstein,

      What exactly in the article indicated she is looking for a handout any more than her male colleagues?

      Just becasue someone is not inclined to start their own business, does not mean that they should be treated poorly or that they are any less hard-working than a businessowner.

  • April 30, 2015 at 12:41 pm
    steve says:
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    while I can understand that some readers are questioning her claim, I was affiliated with Farmers fro 29 years and can easily believe that she might have a valid claim. as a company, they are without morals.

    • May 1, 2015 at 2:44 pm
      wayne smith says:
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      I love how they employed you for 29 years yet you had no problem staying somewhere for a place “without morals.” As a company is made up of people, what does that say about you?

      • May 6, 2015 at 3:16 pm
        Gregcw says:
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        Farmers IS a good insurance company to represent. They are not easy to work FOR. Steve might (and probably does) feel that he is content with his compensation and wants to provide service to his customers and can LIVE with his managers or ‘mangler’s’.

  • April 30, 2015 at 5:40 pm
    Celtica says:
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    Good on the female attorneys at Farmers. If anyone would know what it takes to make a valid lawsuit, it would be insurance attorneys.

    You go, Ladies!

    • May 1, 2015 at 3:02 pm
      Agent says:
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      Celtica, why does your Heroine Hillary pay her female staff less than her male staff? Surely, they do equal work and should be paid the same.

      • May 4, 2015 at 10:46 am
        Ron says:
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        Agent,

        You said, “Surely, they do equal work and should be paid the same.” Do you have proof to support this statement?

  • May 1, 2015 at 2:45 pm
    wayne smith says:
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    • May 4, 2015 at 9:12 am
      KY jw says:
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      Actually, men can do all that. I’m sure the many single dads out there have had to compromise just like single moms.

      Of course, not all women have children; some have nanny’s at home; others have spouses that take care of the children.

      To automatically place all the child rearing on women is sexist and unrealistic.

      • May 4, 2015 at 1:01 pm
        bob says:
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        • May 4, 2015 at 1:54 pm
          Can you please stop? says:
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          A – telling people to grow up and acknowledge it makes YOU the child

          B – a man telling women that sexism isn’t there is just a like a white person telling a black person there is no racism. How can you possibly make that statement without knowing what those people are actually going through every single day in their neck of the woods?

          C – you’re sexist even if you don’t know it. evidence: you say a man should get a high paying job at his own expense rather than a woman doing the same – that IS sexism when you say “a man should do this, but not a woman – because we’re different.”

          How about instead of you dividing this country more than it already is, you actually try to find common ground that all Americans can agree needs work to solve what ails this country?

          • May 4, 2015 at 3:22 pm
            bob says:
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          • May 4, 2015 at 3:27 pm
            bob says:
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          • May 4, 2015 at 3:50 pm
            Can you please stop? says:
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            “I have literally, NEVER seen sexism in the real world with any woman.”

            So if you do not see something in your life in a small area of one country, that means it doesn’t exist anywhere else?

            That is absurd. I have NEVER seen kids sold into slavery, but I know it happens! Many people have NEVER seen god or had an experience to ‘prove’ there is one and they still believe – they have faith in something they haven’t seen. Your statement insults those who believe something is true solely on faith.

            Here is your story summed up perfectly: my wife was complaining about her boss, I told her she was wrong, I told her to stop complaining, I told her the right way to think and act, and thankfully she listened to her man who was able to fix her problem.

            And yet that story was your way to try and prove to me that you are not sexist? That is absurd too.

          • May 4, 2015 at 4:11 pm
            bob says:
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          • May 4, 2015 at 4:21 pm
            BS says:
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            I strongly disagree with your reasoning for why women work. I’m not working because I’m envious of my husband or because I’m held down. I work because we need two incomes to continue living the way we want. I work because I enjoy it, and because I’m good at my job. My working or not working has absolutely nothing to do with what men do or did in the past. I also make more than my husband. Not a lot more, but come tax time, my gross income is more than his. But, it doesn’t make me any better or worse than him. It just is what it is. We’re a team, and it all goes into the same pot.

            I also disagree with your blanket statement that women are better suited to stay at home with kids than men. Contrary to popular belief, not all women are nurturing or even very maternal. Many don’t even want children in the first place. so, when it comes to determining who is going to be the primary caregiver, it needs to be based on who can give the children what they need physically, emotionally and psychologically, not on the gender of the parent. If a woman is more comfortable in the boardroom than the nursery, telling her that she needs to be the one staying home with the kids isn’t going to end up well for anyone, especially those kids. Putting aside old gender roles, I don’t see why the father couldn’t be the primary caregiver if he is the more nurturing one.

          • May 4, 2015 at 4:44 pm
            bob says:
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          • May 4, 2015 at 4:48 pm
            Can you please stop? says:
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            I will not reply to your ramblings and assumptions about me which takes us away from staying on point. If you want to know something about me, just ask. Do not ass/u/me you know me after reading just a handful of my posts.

            Responding to your actual on-point questions: Yes, I have seen sexism against women in my work force. No, they were not any of my friends. Yes there is substantial evidence of it. Not that you asked, but no, I am not female.

            Now I have answered your questions. Will you answer me?

            bob – do you think people across the country can have different personal experiences than you? If yes – are you able to understand my point that while YOU may not see sexism happening, it is still possible that sexism is happening outside of your little area of the globe? If no – well, I do not have a follow-up question because I will just say that is an absurd stance to believe everyone shares the exact same experiences.

          • May 4, 2015 at 5:14 pm
            BS says:
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            Bob, you and I are of similar ages. I actually think I might be a little older than you. So you can stop with the patronizing attitude.

            I am not ‘young and denying norms.’ Norms are changing. Today, women sit at the heads of companies, instead of just being the ones that get the coffee. Women also perform hard labor and work dangerous jobs. They’re construction workers, firefighters, and in the military. And the women that do those jobs do it for their families, the same as men. More and more women are holding off on having children or not having them at all. And more and more often, when they do have children, the parental roles are different than in the 50’s. It’s not bad. Just different.

            You are correct that only a woman can breast feed. But breast feeding aside, there is no reason why a father can’t be more nurturing and better suited to being the primary caregiver than the mother.

          • May 6, 2015 at 9:01 am
            KY jw says:
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            bob,

            I will first admit that I did not read your last four dissertations. However, by reading the responding posts from “Can you please stop?” and “BS”, I can tell you have very defined male/female roles.

            Guess what? I’m closer to Agent’s age than yours and my husband is nearly the same age as Agent. Therefore, we are probably quite a bit older than you. My husband loved caring for our daughter when she was young. At that time, I worked a 50+ hour a week executive job and spent less time with her than my husband did. He loved it. I happened to get out of that rat race and am so glad I did. I also love spending time with my absolutely wonderful daughter. We have complementary strengths, thereby ensuring a well adjusted child. She benefited greatly from having a father who is nurturing and supportive.

            Do not try to hide your sexism behind nasty words or derogatory remarks about our ages and social standing.

            There is definitely sexism in the US. There are also a considerable number of people who are not sexist. I hope for my daughter’s sake, she only meets the later. Maybe in her lifetime it will be eradicated. I can hope.

          • May 6, 2015 at 12:06 pm
            bob says:
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          • May 6, 2015 at 12:31 pm
            Can you please stop? says:
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            Wow bob. That sue is a pointless reply you just wrote. You do not even bother to comment on the points people are making, but instead you decide to insult people and tell them how they can and can not post. You appear to be trolling this comment section pretty well. Please prove me wrong:

            bob – do you think people across the country can have different personal experiences than you? If yes – are you able to understand my point that while YOU may not see sexism happening, it is still possible that sexism is happening outside of your little area of the globe?

          • May 6, 2015 at 12:32 pm
            Can you please stop? says:
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            “sue” was a typo for “sure”

        • May 6, 2015 at 8:44 am
          KY jw says:
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          bob,

          Nit picking much? No, men cannot get pregnant and give birth. However, they can take time off when their child is born and after.

          Men do just as well at rearing children as women. I know many men (including my father & grandfather) who are the primary nurturing parent. Not all women are good at child rearing. So, yes, there is a difference. The difference is some people are better than others. Gender doesn’t make a difference.

          The rest of your rant doesn’t make sense. I’m not sure what you’re trying to say.

          • May 6, 2015 at 12:10 pm
            bob says:
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          • May 6, 2015 at 12:14 pm
            bob says:
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          • May 6, 2015 at 1:31 pm
            KY jw says:
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            bob, my “nit picking” statement *ONLY* applied to the “males can’t give birth” sentence in your reply. That’s it. By the way, there is NO “ADVANTAGE” to being pregnant and giving birth.

            I’ve heard the argument about breast feeding many times, and I’m not convinced. Adopted children don’t get breast milk and they do fine. Including my daughter. She’s the healthiest kid in her high school.

            Um, so, all men have to do hard labor? Wow, and here I was thinking those humans who look like men in white collar jobs were actually men. So, are they women or what?

            Your definition of sexism must be different than mine, because, as I’ve already stated, sexism has not gone away. Respect? Forget about it.

            Wayne made a statement that he wished he could do something and I said he could. (well, as you’ve pointed out, other than the actual giving birth part) Your fourth paragraph of the 12:10 post is not relevant to my comment.

            Did I once say that men have it easy or don’t have things they need fixed? I don’t think so. I only pointed out that sexism does exist and men can do those things that wayne wanted to do. I am not commenting on “male suffrage” because I don’t know anything about it. I don’t know what they’re fighting for or why. Because I’ve never heard of it. Doesn’t mean I don’t believe you, just means I don’t know.

            Now for the 12:14 post: I don’t think I said “that all the bad plights only women go through.” Again, I am only pointing out that men can be the primary care giver for a child. Many men are nurturing and exceptional parents. Not all women are nurturing and not all women should be allowed around children (my daughter-in-law is a *prime* example of that).

            I’m not “dismissing men”. I am saying they are CAPABLE. That does not sound like a bad thing to me. I am saying men can be BETTER THAN WOMEN at child rearing. How is this dismissing men?

            It looks more like YOU are dismissing men by saying they can’t provide the same nurturing as a woman. I believe men and women do have different strengths – because they are different human beings. Their genders do not matter!!!!!!!!!!!

            You may disagree, that’s your right. Just don’t try to twist my comments to fit your narrative.

          • May 6, 2015 at 1:51 pm
            Rosenblatt says:
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            I wish I could up-vote your post more than once, KY jw. Well said!

          • May 6, 2015 at 5:49 pm
            BS says:
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            But in general, men and women ARE capable of doing the same thing in regards to children. (stipulating the exception of actual childbirth and breastfeeding) It’s the personality and temperament that determines which parent is best suited to being the primary caregiver, not the genitalia. As KY jw said, it’s your arguments that are implying that men aren’t suited for child care, not ours.

            And what does your brother’s major have to do with these discussions? My mother-in-law is a clinical psychologist, specializing in domestic violence and chemical dependency. But that doesn’t make me an expert on substance abuse any more than your brother’s major makes you an expert on gender relations. Debate using your knowledge, not your brother’s.

    • May 4, 2015 at 9:18 am
      DW says:
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      So long as you work for a covered employer, you are entitled to 12 weeks of leave for a baby. My husband picks up my son from daycare and drops him off every day so I can stay late. I’d prefer an office to pump so I can keep working – you act like taking time out of your work day to pump is a perk – it’s a pain. And I expect to be paid the same as a man of equal value.

      What I don’t understand is why this happens in a free market. If I thought I was being underpaid, I would leave. And if you don’t know you are being underpaid, it seems to me that is more of a personal problem because you are only worth as much as you are willing to take.

    • May 4, 2015 at 10:57 am
      Ron says:
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      wayne smith,

      Please tell us how you know Lynne Coates meets your description of a working mother?

      Do some working mothers fit this? Yes, but I believe they are in the minority. Nearly all working mothers I know still put in the same hours as the men. Those that don’t, tend not expect to be paid and promoted as those who offer greater availability.

  • May 1, 2015 at 2:57 pm
    Crain says:
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    If we (men) had to have babies, there would be no population. There is no tougher nor more noble profession than motherhood. Be grateful (WS) that your mother thought so.

  • May 1, 2015 at 3:20 pm
    WyomingAgent says:
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    Probably opening a can of worms and I will get raked over the coals but there is a lot of information left out of this article. This young lady came back to Farmers and is upset that there are men with less or similar experience making more money. Have they been at Farmers longer? Everything has to be equal in order to determine if one person (regardless of gender) is getting paid less than another. I may have 3 CSR’s who all have similar backgrounds but pretty sure the one who has been with me the longest gets more money. Not going to let any company off the hook if they routinely pay females less than males if all is equal, pay should be genderless.

    • May 1, 2015 at 3:33 pm
      Agent says:
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      I know plenty of female executives with companies and I have never heard them complain about getting equal pay for equal work. I have a feeling they do quite well with their companies.

      • May 1, 2015 at 4:24 pm
        WyomingAgent says:
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        From everything news report I have seen in the past couple of years, the ones bitchin’ the most about unequal pay between the sexes are the ones most guilty of unequal pay! cough, cough, Hillary. cough, cough, Obama.

        • May 1, 2015 at 4:37 pm
          Agent says:
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          Yes Wyoming, both Hillary and Obama pay their female staff less than the male staff with the possible exception of Valerie Jarrett. She is the queen bee and is in charge, not her boss.

      • May 4, 2015 at 11:00 am
        Ron says:
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        • May 4, 2015 at 1:07 pm
          bob says:
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          • May 4, 2015 at 2:39 pm
            Ron says:
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            bob,

            What are you talking about?

            Learn some reading comprehension, then come and talk to me.

            1. I made absolutely no assumption regarding Hillary, Agent did. I just called him out on his assumption.
            2. I made no assumption that women are underpaid by Farmers. I was merely commenting based on the information in the article. You know, the facts available to me.
            3. I never used the term “sexist”, only provided some anecdotal examples based on my personal experience with professional women who have different experiences and circumstances.
            4. The fact that you think I am assuming liberal left is more evidence of your poor reading comprehension. Just like you assume that I see myself as a moderate. That is blatantly false. I am an Independent without a strict Liberal, Conservative or Moderate ideology. I change based on the issue. For example, I believe in fiscal responsibility, low taxes, and a smaller, more efficient government. I also believe women should be able to choose whether or not to continue a pregnancy within the frst term, marijuana should be legalized and that 2 consenting adults should be able to marry and have that marriage recognized everywhere in the U.S.
            5. I do not mock Agent because of his beliefs. It is because he refuses to properly comprehend what I write, makes false assumptions about my political beliefs, never supports his assertions when challenged, never answers my questions directly, and is the most ungrateful, sanctmonious, egotistical, self-righteous, hypocritical blowhard I have ever had the pleasure to cross paths.

    • May 4, 2015 at 2:16 pm
      BS says:
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      Reading through the complaint, it looks like there are at least two male attorneys who were hired after her and with far less experience that were making either more than or just under what she was making.

      In 2010, she was a contract attorney w/Farmers, making $85,200
      In 2011, she was hired full-time, with a salary of $90,00
      In 2014, she was making $99,634.08

      Male attorney, licensed 3 years with no insurance defense experience:
      – Hired in 2012, making $85,000
      – When he left left Farmers (2014?,) he was making $102,000

      Male attorney, licensed 9 years with criminal, but no insurance defense experience:
      – Hired in 2012, making $85,000
      – In 2014, making $92,000

      Based off the complaint, I can’t tell how long the attorney that she was making 50% less than, was with Farmers. If he’d been with them for 20+ years, his $150k-$200k doesn’t seem that far off, regardless of the fact that he passed the bar a year after her.

      However, the two men who started after her and with so much less experience shouldn’t have been that close to her in salary. Especially since another female attorney who was licensed in 2009 and hired in 2010 (before any of them) was only making $68k.

      Here’s the complaint if you want to see it.
      http://pdfserver.amlaw.com/ca/Coatescomplaint.pdf

  • May 1, 2015 at 7:22 pm
    Tobe Determined says:
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    Farmers has a culture of favoring men and diminishing women. They discriminate in their actions, words and salary. The environment is oppressive. Complain and you are silenced. Use the ‘open door policy’ and it is closed in your face. Women contribute equally to the results, are expected to work harder, accept more responsibility, and are not treated equally. Farmers failed to learn from their experience and it is expected they will have to make recompense for their recurring intolerance for equal rights.

    • May 6, 2015 at 5:23 pm
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      • May 7, 2015 at 11:57 am
        Agent says:
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        Adjust this, thanks for the insult assuming that operations run in a southern locale automatically have a different attitude. By the way, perhaps you need to read up about State Farm moving a large part of their operation to DFW and Liberty Mutual is in the process of doing the same. Maybe the Blue States have this problem, not the South.

  • May 4, 2015 at 2:21 pm
    FFA says:
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    Its the big companies that get hit with stuff like this. During my time there, I can remember off the top of my head 4 Class Action suites. Two were brought by agents with one being over their Tech policies. As far as I can remember, they won both.

    I would agree that they – at that time – were not too big on Female agents. There was only one in my “class” that was taking over for dad. They wanted to talk to her hubby more then her and he had no interest in being an agent.

  • May 4, 2015 at 4:34 pm
    FFA says:
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    BS Says : I also disagree with your blanket statement that women are better suited to stay at home with kids than men”.

    I would dis agree with your dis agreeing. My wife has an easier time with the kids then I do… Of course, this is based on my own personal experience.

    • May 4, 2015 at 5:39 pm
      BS says:
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      Hi FFA,

      Oh, I am definitely not arguing that all men are better suited to stay at home, either. :)

      I just think that a blanket statement that, “Women need to stay home and raise the kids because they are better suited for it,” is wrong. Not all women are suited for it. Personally, I know I’m not. My husband and I decided early on that we did not want kids, but we’ve always said that if there was an ‘oops,’ we’d have it, and he would probably stay at home. Not because I wouldn’t love the child, but because I’m honest enough with myself to admit that I probably wouldn’t be as good at it as he would be. He walks into a room, and children flock to him. They love him and he’s great with them. Me? Not so much. I don’t hate kids, but I don’t have a maternal bone in my body, and I’m really not the nurturing type. I would rather the primary caregiver of my (non-existent ;) kids be someone like him, than someone like me.

      • May 4, 2015 at 6:50 pm
        FFA says:
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        I think its a personal thing between Mom & Dad and one blanket statement will not cover all points to be considered. I know at times my wife is just going crazy. I also know that at times I go crazy.

        I do think it is most important for a parent to be raising the children. Absent parents just end up having problems with their kids.

        • May 5, 2015 at 11:42 am
          BS says:
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          Agree! :)

  • May 5, 2015 at 1:37 pm
    Sick of it says:
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    I’ve worked 35+ years for major corporations. I am married but no children. Can’t tell you how many vacation/long weekend holidays I had to give up because they went to the people with children. It was and is unfair.

    • May 6, 2015 at 9:12 am
      KY jw says:
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      That’s a shame. We have to rotate holiday vacations.

      For example, I was off last year during Christmas – New Years. I will be the last person offered time off this year.

      It doesn’t matter who has kids. I know my daughter had to stay home a couple days in her early teens because neither her dad nor I could get the time off.

      • May 7, 2015 at 3:20 pm
        Agent says:
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        KY, are you ok now? Sorry to hear about your accident. I hope it was the other parties fault and they took care of your medical and car damages. I have had two broken arms in my life, but not at the same time. I must have been rough just doing the basic necessities of life.

        • May 11, 2015 at 7:58 am
          KY jw says:
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          Thank you, Agent! I am much better. My orthopedic doc discharged me 4/30. And, yes, I was pretty pitiful trying to eat, sleep, or all those other daily activities.

    • May 6, 2015 at 1:35 pm
      KY jw says:
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      By the way, the reason I was off in December 2014 had nothing to do with my children. No, I was not able to work due to a car accident. I would have much rather worked than dealt with the pain and inconvenience of two arms in casts.

  • May 5, 2015 at 4:09 pm
    Got Insurance? says:
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    • May 6, 2015 at 3:18 pm
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    • May 6, 2015 at 5:10 pm
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    • May 6, 2015 at 5:12 pm
      farmerjohn says:
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      Geeesh indeed.

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    • May 6, 2015 at 5:15 pm
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      • May 7, 2015 at 3:23 pm
        FFA says:
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        Seems we have a child among us… Maybe an underemployed college grad that does not work in our industry hiding behind a new name?

        A new low, that’s for sure….

        • May 7, 2015 at 5:38 pm
          Agent says:
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          FFA, the three children are comprised of Stan, Boogereater and Planet. They are all equally clueless and inmature and hide behind false monikers to post their nastiness.

          • May 7, 2015 at 7:01 pm
            FFA says:
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            I find planet to be sarcastic, not necessarily immature.

  • May 6, 2015 at 2:09 pm
    Adjust This! says:
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    At Farmers everyone is hired according to a standard salary grade which is based on a pay scale table. Everyone starts at the same salary. What they make of it from there is up to them. The statistics that show women make less than men are taken as an average of salaries across the economy and should not be surprising. Women’s salaries will normally fall below mens on an average because women have more choices than men. Women can choose to have children, stop working and stay at home to raise them. That is an excellent choice. Later, they may decide to return to the workforce (or not), however they are returning after a 5 or 7 year absence. They may not be able to get the same job they had or if they did it would not be at the same pay scale as the men who have remained working those years. That is not unfair. Women and men are generally paid the same on an individual basis. The differences come out when averages are taken across the economy and the phenomenon of women leaving the workforce is not factored in. Women simply have more choices than men and many of them choose to exercise them.

  • May 6, 2015 at 2:25 pm
    FFA says:
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    “At Farmers everyone is hired according to a standard salary grade which is based on a pay scale table.”

    Should be the end of the story, case dismissed and charge the plaintiff any and all fees to defend this farce – that is if that is a 100% accurate statement. I have no reason to doubt what you say.

    • May 6, 2015 at 5:16 pm
      Adjust This! says:
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      To clarify, each salary grade is paid the same. I don’t mean to say EVERYONE starts at the same salary; rather everyone who is hired at a particular salary grade starts with the same pay. For example, all SG31s start at the same salary, however if one were hired as an SG32 they would start at a higher salary which would be the same as all other salary grade 32s. What doesn’t happen is salaries applied based on whim, internal connections, race, gender, etc…

      • May 7, 2015 at 8:07 am
        KY jw says:
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        Just out of curiosity, are the entry amount for each pay grade adjusted every year or so?

        For example (I’m making up numbers), an adjuster starts at $2,500/mo in 2000. In 2005, that starting salary has been increased to $3,000/mo. Then in 2010, it’s $3,500/mo.

    • May 7, 2015 at 11:11 am
      Agent says:
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      Hey FFA, doesn’t your moniker stand for Former Farmer’s Agent? You should know something about how they operate. I can’t tell you how many times I have been called by a Farmer’s Agent asking to broker some business through us because Farmer’s couldn’t handle it and he was going to lose the business. I politely refused. Many of our company reps have told me that they get requests all the time to appoint Farmer’s agents. None of them have done it.

      • May 7, 2015 at 12:17 pm
        Presume much? says:
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        • May 8, 2015 at 1:24 pm
          FFA says:
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          that’s not a fair statement either. After 18+ years of being there, I know something about what goes on behind the scenes. I used to know how much they paid adjusters. Its been a while so at it is here today, I would not comment. I know the adjusters turn over quickly.

  • May 7, 2015 at 2:25 pm
    FFA says:
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    I can only speak on the agency side of that world.

    When Farmers started to reduce Distribution Cost (Make life difficult for agents), many of the Independent Carriers had contracts ready to roll. As more and more Non Compete suits got filed, the carriers decided to not appoint any Farmers agents any more. They just didn’t want to deal with the possible litigation against them. They also knew that clients would be shopping and they would have a chance to scoop up that business through existing agencies. So why bother taking the chance that Farmers would take legal action against them?

    Agents under the old contract are allowed to broker business. I have developed a very good relationship with my former peers and it has proved to be profitable on both ends. I write their referrals with a hands off the rest of the account and they do the same. Last year I probably brokers about $30K in premiums to them and total brokered from then exceeds $30,000 this year alone. I get calls from them regarding getting things on their books as most don’t know commercial at all and they know I know how to work within their system.

    You may want to reconsider your view on that based on my personal experience. The more you have access to, the better off your agency will be. Their Hab & Restaurant products are spot on and an easy write with Farmers. I basically go out and introduce the agent ahs then I shut my mouth. They do the same with me when I am writing the biz.

    All in all, I would not trade my early Farmers experience for anything in the world. I had a great DM with great Trainers. Without their training, I would never had made it. Their general theme – Plug Holes and their price objection would just fall off the table. I still take that approach and it works like a champ.

    • May 7, 2015 at 3:30 pm
      Agent says:
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      Well FFA, I guess things are different in different states. The Farmers Agents I know are pretty much worthless. They write minimum limit Auto, the Homeowners is undervalued with plain vanilla forms and they know next to nothing about Commercial.

      I had a Farmer’s agent who was retiring want me to write some Commercial property he owned personally. He had about 5 properties scattered out over the state and had different policies on all of them through Farmers. They were gigging him pretty good on the premiums and told him it would be going up again on renewal. I asked him about losses and he mentioned one minor claim. I asked him to provide loss runs on his properties and he had incurred numerous claims on them so he lied through his teeth and didn’t disclose. Those claims equaled about 20 years premium so no wonder they were going up on him. I told him to stay where he was because my carriers would not write them.

      • May 7, 2015 at 7:03 pm
        FFA says:
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        I think I was trained by the best of the best. They got it into my head that price was not an obstacle and how to wipe it off the board before it even came up.

        Plugging holes is what it was all about….

  • May 7, 2015 at 3:25 pm
    FFA says:
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    Seems my days in IL are numbered. I cant stick around to see Rauners plan play out. Going to live the dream under Walker… Glad he isn’t running at the White House.

    • May 7, 2015 at 3:34 pm
      Agent says:
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      FFA, I know you will be happier in Wisconsin than in the hell hole called Illinois. By the way, how did your Bears do in the draft? Did they get someone who would help for next year? The Cowboys didn’t do much except a cornerback who may be able to play.

      I wonder what the NFL will do about Brady and deflategate. Some stories I have seen is a suspension and fine if the allegations result in it. A year’s suspension at his age may about finish his career.

      • May 7, 2015 at 4:43 pm
        Rosenblatt says:
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        Brady has at least another good 3 years left barring injury. I read the 200+ page Wells report and it is not as bad as everyone is making it out to be.

        Basically, the summation was: “we have no evidence to prove he did anything wrong, but we still feel he might have, so we’ll say it is possible he did break the rules but really we have no evidence to prove that to be true.”

        You can’t suspend someone for POSSIBLY doing something when you have no evidence to prove it. And if Brady is suspended, Aaron Rodgers should be too:

        “Phil Simms told the audience that Aaron Rodgers actually likes his balls over-inflated, and will “push the limit of how much air [the Packers] can put in the football, ****even go over what they allow you to do****”

        Want to check out a great site to put NFL cheating” in perspective? Check out http://www.yourteamcheats.com. Or type in “yourteamcheats” in google and click the first link. Very enlightening.

        • May 7, 2015 at 5:46 pm
          Agent says:
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          Well Rosenblatt, what if the team ball boys testify that Brady told them to underinflate the balls? Sometimes, testimony can be just as damaging as someone catching Brady in the act before the game. To me, the NFL is corrupt from the top down and Goodell should have already resigned.

          Why would Aaron Rodgers want the balls overinflated, especially on one of those sub zero games in December or January? Seems to me they would want the balls made softer and easier to catch in that kind of weather.

          • May 8, 2015 at 10:58 am
            Rosenblatt says:
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            I don’t know why Rodgers wants his footballs inflated over the 13.5 max PSI limit or how it helps him. I just know he admitted to using footballs over the acceptable range.

            Rhetorical question: How is Aaron Rodgers using footballs inflated over 13.5PSI any different than Brady using footballs deflated under 12.5PSI?

            Your “what if” scenario is pointless – the ball boys did not say that, so it doesn’t matter what they “could have” said.

            “To me, the NFL is corrupt from the top down and Goodell should have already resigned.” Yuuuuuuuuuuuuuup. 100% agree with that statement!!

          • May 8, 2015 at 11:22 am
            Agent says:
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            So Rosenblatt, you are saying that the NFL did not question the ball boys in this incident? Apparently, we have this controversy all over the news and net because there is nothing to it? Perhaps you are missing something here or it would have gone away long before now. By the way, it was a catch. Another blown play by the refs.

          • May 8, 2015 at 11:33 am
            Rosenblatt says:
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            No Agent, I am not saying that. I know the NFL talked with the ball boys. Like I said, I read the 200+ page report.

            You asked me “what if the team ball boys testify that Brady told them to underinflate the balls?”

            I replied with “the ball boys did not say that, so it doesn’t matter what they “could have” said.”

            I don’t understand your confusion with my reply.

          • May 8, 2015 at 12:07 pm
            Agent says:
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            Wow, Rosenblatt. You must have a lot of free time on your hands to read a 200+ page report on this. Tell me where all the controversy is coming from and why reporters are camped out in front of Brady’s home trying to get a statement from him. Where there is smoke, there is usually fire.

          • May 8, 2015 at 12:38 pm
            Rosenblatt says:
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            I don’t think you REALLY want me to explain Deflategate to you (I think you know what it is) and I don’t think you’re sincerely asking why reporters are trying to talk to Brady about it (I think you know they’re trying to do their job and get a quote for their stories).

            Do you have an actual question??

      • May 7, 2015 at 6:55 pm
        FFA says:
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        They got the big receiver to plug the Marshal hole. Everyone says that was the best player on the board when they picked.

        The reports on Deflate Gate – as far as I know are just pointless accusations. Seems there is no proof. Reports I am seeing is that the only person on the field it would have made a difference to is Brady himself. With all his experience, he should have known just by gripping the ball something was amuck… I still don’t get why. Pats were ripping Indy apart by half time.

        • May 8, 2015 at 9:52 am
          Agent says:
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          Well, Jones did pull off a minor coup by signing the LSU offensive lineman named Collins who was projected as a top 15 pick until rumors of involvement with the murder of a former pregnant girlfriend surfaced. As far as we know, he had nothing to do with it and the paternity test cleared him of that. Of course, all the teams declined to draft him and he signed for NFL minimum with the Cowboys. The trouble cost him millions in signing bonus and salary. If he does well, they can re-negotiate a contract in a few years.

          It is strange about Brady. He is one of the best that ever has played and I don’t think he needed deflated balls to beat anyone. Do you think the NFL will be watching and checking the balls a little closer next year?

        • May 8, 2015 at 12:42 pm
          Agent says:
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          FFA, how about a little humor on a Friday in the midst of a troubled world?

          Subject: The Contests

          Pinocchio, Snow White and Superman were out for a stroll around town one day.
          As they walk, they come across a sign: Beauty Contest for the most beautiful woman in the world. Snow White said I an entering. After about half an hour, she comes out and they asked her how she did. First Place said Snow White.

          They continue walking and they see a sign: Contest for the Strongest Man in the world. I am entering said Superman.
          After half an hour, he returns and they ask him how he did. First Place answers Superman. Did you ever doubt?

          They continue walking when they see a sign: Contest! Who is the greatest liar in the world?
          Pinocchio says “this is mine”.

          Half an hour later, he returns with tears in his eyes. What happened they asked?

          Who the hell is Hillary Clinton asked Pinocchio?

        • May 8, 2015 at 2:40 pm
          Agent says:
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          Rosenblatt, since you are the expert and read a 200 page report on this, I am asking you for your opinion on why this has blown up into such a big deal and why the press is hounding Brady. Was there a single paragraph in 200 pages that was a smoking gun?

          • May 8, 2015 at 3:43 pm
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            Why is the press hounding Brady? Like I said — IT IS THEIR JOB TO TRY AND GET A STATEMENT FROM HIM TO INCLUDE IN THEIR ARTICLES.

            Was there a smoking gun in that report? No. Not at all.

            I quote, “The evidence does not allow us to reach conclusions as to when McNally and Jastremski began their efforts…how long those efforts have been ongoing, how frequently they occurred, how the idea originated or the full scope of communications related to those efforts…We also note that there is less direct evidence linking Brady to tampering activities than either McNally or Jastremski.”

            The league is basically saying “we have no evidence to prove who might have done what or why they did it, and we have even less evidence to prove that Brady was behind it all.”

    • May 8, 2015 at 5:02 pm
      Agent says:
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      FFA, can’t blame you for getting out. On today’s Foxnews.com, had the story that Rauner’s plan to deal with the unions and pension went down via the Illinois Supreme Court. I guess the unions got to them as well. What’s next for Illinois, bankruptcy petition?

  • May 8, 2015 at 4:01 pm
    Agent says:
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    Thanks for finally answering the question since you have read it front to back. So, the NFL contemplating suspension and fine on nothing is just a media circus wanting blood and if no witness steps forward, it will finally blow over and Brady can resume his career with only the jeers of the crowd when they play away from home. That’s ok, he is a big boy and he has a beautiful wife, children and a pot full of money.

    • May 8, 2015 at 4:16 pm
      Rosenblatt says:
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      If you read my earlier reply, I already told you why the press was hounding Brady. Aaaaannnyyywwwaaayyy…..

      I have no idea what you are saying with this post. I said there was no “smoking gun” – there is hearsay and conjecture and the summation was “we can’t prove Brady is culpable, yet we still feel he is.”

      Let me ask you two questions: (1) Do you think Aaron Rodgers should get the same punishment as Brady since Rodgers admitted he uses footballs that are inflated over the 13.5PSI max?

      (2) Have you checked out yourteamcheats.com yet? Which team do you root for?

      • May 8, 2015 at 5:06 pm
        Agent says:
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        Yes and Yes. If Rogers is as culpable as Brady, he should get the same treatment. What would the NFL do without the top 2 quarterbacks in the game? No, I did not check out the website. I have a problem doing that because it might be one of those malware sites and I don’t pull links up.

        • May 8, 2015 at 6:12 pm
          Rosenblatt says:
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          Just Google “yourteamcheats” and follow google’s link to the site.

          • May 11, 2015 at 10:04 am
            Agent says:
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            Rosenblatt, I did that and all NFL teams are constantly looking for an edge and therefore, cheat. As far as coaching goes, players are taught how to cheat from an early age from grade school, junior high, high school, college and when they get to the pro’s, they are pretty proficient at it. The pro teams scout the official’s crew and know just what they can get away with. Sometimes it is the difference between winning and losing.

          • May 11, 2015 at 11:06 am
            Rosenblatt says:
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            Thank you for checking out that page. The point I was getting at with that site is “If someone is a fan of an NFL team, their favorite team has cheated many many many times.”

            Cheating in the NFL is not limited to one team (Patriots) and punishment is arbitrary, at best.

          • May 11, 2015 at 11:17 am
            Agent says:
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            Rosenblatt, on the news, they are still talking about suspension on Brady and speculated on two games and a fine. I wonder what the Players Union would have to say about that if it happens. The NFL might get sued and Goodell might just get himself fired.

          • May 11, 2015 at 12:05 pm
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            I wonder what the NFLPA would’ve said if Brady gave up his cellphone without a subpoena! That would’ve set a bad precident

          • May 11, 2015 at 4:32 pm
            Agent says:
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            Rosenblatt, I just saw an interesting article on Property Casualty 360 on the 10 best states for business. Guess what, the top 10 states for business are Red States, mostly with no state income tax. They create the most jobs, keep industry in their state among other advantages. Texas is at the very top of business friendly states with 1.2 million net jobs created since the recession and all the other 49 states created 700,000 net jobs. Do you have a comment?

          • May 12, 2015 at 8:41 am
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          • May 12, 2015 at 5:38 pm
            Agent says:
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            Rosenblatt, why would an Insurance online publication do an article about the 10 best states to do business in if it weren’t true? By the way, 500 top CEO’s is a good indicator of the economic climate in this country. No wonder so many companies are moving south. By the way, State Farm and Liberty Mutual have both moved large operations to the DFW metroplex, so the insurance climate at TDI must not be too bad.

          • May 13, 2015 at 1:34 pm
            Rosenblatt says:
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            “Rosenblatt, why would an Insurance online publication do an article about the 10 best states to do business in if it weren’t true?”

            I never said it wasn’t true. I just said it wasn’t clear if it was based on CEO’s from the INSURANCE industry and, regardless, it left out many important factors (DoI, legal system) that is captured in the PAIN index.

          • May 13, 2015 at 3:27 pm
            Agent says:
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            Rosenblatt, regarding the article on the 10 best states to do business in, you were talking about the pain index from the DOI. Hello! I was talking about the best states to do business in. By the way, states that have done Tort Reform are generally better than the ones who allow huge awards in all kinds of cases including Medical Malpractice. I don’t have any of my Standard Markets jumping up and down about the unfairness of the Texas DOI. I am not a State Farm guy or Farmer’s guy, but I am sure they don’t like having to refund overcharges on premiums from years ago like both had to do.

          • May 13, 2015 at 3:52 pm
            Rosenblatt says:
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            You are not understanding me, Agent.

            The PAIN Index looks at ***many*** factors including, but certainly not limited to, Departments of Insurance.

            I suggest you google Risk Info’s PAIN Index and learn what it is before you post about it again.

  • May 11, 2015 at 1:01 am
    Big Daddy says:
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    • May 11, 2015 at 10:06 am
      Agent says:
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      Big, Republicans cannot hold a candle to Democrats with hating, lying and mistreating women. Your poster child is Bill Clinton who has been doing it his whole life.

      • May 11, 2015 at 3:55 pm
        Big Daddy says:
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        Adultery and larceny isn’t unique to either party. It’s which party consciously chooses to legislate against or chooses to not vote in favor of (equal pay act, etc.)what most women believe is in their best interest. It’s why Obama won the female vote by 12% http://www.gallup.com/poll/158588/gender-gap-2012-vote-largest-gallup-history.aspx

        • May 11, 2015 at 5:04 pm
          Big Daddy says:
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          LOL! I already got 4 dislikes on 3 fact based sentences. Booo! We hate facts!

          • May 12, 2015 at 8:44 am
            Rosenblatt says:
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            Get used to it, BD. There’s no rhyme or reason to the voting system here, especially when people can manipulate it (I don’t do it anymore, but you’re welcome for your 97 likes :D)

        • May 15, 2015 at 11:21 am
          Agent says:
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          He also pays his female staff less than his male staff for equal work. Hillary does the same thing and then proclaims herself the champion of feminism. How hypocritical is that?

    • May 15, 2015 at 11:26 am
      Agent says:
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      Rosenblatt, I suggest you restrict your replies to the info provided rather than twisting things around and changing the subject to something completely off base. I could really care less what the Pain Index is in the Blue States with all their overbearing regulation, unfriendly to business actions. Perhaps the employers felt the pain and that is why they move out.

      • May 15, 2015 at 12:19 pm
        Rosenblatt says:
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        WTF Agent? You asked me to comment on an article about the best states to do business in — I replied saying it may not be specific to insurance, so I told you about the PAIN index which ranks the best states to do INSURANCE business in.

        Totally on point and exactly the same subject you asked me to comment about. What part of my reply twisted things around and changed the subject?

        Please note I ***never*** said anything what the PAIN index scores were in any state, and I didn’t imply they were better or worse in red or blue states, so that should not be brought up in your reply.

  • May 15, 2015 at 5:09 pm
    Agent says:
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    Rosenblatt, if you read my first post about the best 10 states to do business in, I did not ask for you to list anything about the Pain Index or about state insurance departments, regulations, taxation or anything of the like. You brought it up and have been banging away on each succeeding post. I have to believe that states who have the most overbearing DOI’s are not where insurance companies are gravitating to for expansions. Liberty Mutual and State Farm made major expansions in DFW so I don’t think they are unhappy with the regulatory environment here.

  • July 20, 2015 at 12:08 pm
    Anonymous Employee says:
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    Doesn’t surprise me in the least. Perhaps if she were East Indian, Mexican or Asian she would not be experiencing this or any other type of discrimination at all, as Farmers is extremely partial to minorities.

    • July 20, 2015 at 5:53 pm
      Agent says:
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      What if she were Muslim and wanted to wear a Burka to work? Remember the Abercrombie case? That was a sales position she wanted. How many clothes would she sell to the American public?



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