All Risks, Ltd., an independent wholesaler, has added a variety of new classes for its occupational accident product, which is part of the Accident & Health division. Classes that All Risks can offer occupational accident coverage now includes behavioral healthcare, consulting, courier/delivery, home care services, office related services, landscaping, oil/gas, professional services, technology, trucking, among many others.
This occupational accident product is available nationwide on admitted and non-admitted paper, depending on the class of business/situs state. Coverage includes accidental death, accidental dismemberment and survivors, accidental medical expense, continuous/temporary total disability and non-occupational accident benefits, paralysis benefit, and contingent liability.
To receive a quote, retail insurance agents will need to submit a supplemental application, five years currently valued loss runs, an independent contractor – owner operator census, a complete description of the insured’s operations, target pricing, and a copy of the sub-contractor agreement.
Workers’ compensation coverage may also be available, depending on the risk characteristics and location, according to Jim Mitchell, vice president of Workers’ Compensation and Accident & Health.
Was this article valuable?
Here are more articles you may enjoy.
Insurify Starts App With ChatGPT to Allow Consumers to Shop for Insurance 
Trump’s EPA Rollbacks Will Reverberate for ‘Decades’ 
‘Structural Shift’ Occurring in California Surplus Lines 
AIG Underwriting Income Up 48% in Q4 on North America Commercial 
