Ironshore Enhances Contractors Ability Coverage for Pollution Incidents

November 28, 2018

Ironshore Environmental has enhanced its Contractors Environmental Legal Liability (CELL) program to include coverage for damages resulting from pollution incidents caused by the contractor’s work.

CELL is offered on an occurrence basis and can be underwritten as a practice, project or wrap-up policy, carrying a minimum deductible of $2,500. Policy limits are available from $500,000 and up to a maximum of $50 million.

Ironshore Environmental’s enhanced CELL policy form includes comprehensive coverage for pollution liability arising from the contractors’ work, during transportation and at non-owned sites, including staging areas. Ironshore Environmental also has incorporated protection for additional expenses, such as image restoration, site disinfection and pre-claim event costs. The enhanced CELL product provides cover on a time-element basis for scheduled properties owned or leased by the insured, including up to a $100,000 limit for clean-up of asbestos containing materials or lead-based paint displaced by named perils. In addition, silt and sedimentation are now specifically included as a covered cause of loss.

Ironshore Environmental offers a suite of insurance products and services to protect against the adverse financial impact of environmental incidents and liabilities for a range of commercial industry risks.

Ironshore, a Liberty Mutual Company, provides broker-sourced specialty property and casualty insurance coverages for varying risks located throughout the world. Select specialty coverages are underwritten at Lloyd’s through Ironshore’s Pembroke Syndicate 4000.

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