Cyber insurer Cowbell said it has expanded its product portfolio to include a comprehensive multi-line insurance offering from Zurich North America within the United States.
Building on its established success in cyber and technology errors & omissions (Tech E&O), Cowbell collaborated with Zurich to offer Zurich Select Plus through the E&S distribution channel for private small- to medium-sized enterprises (SMEs). Zurich Select Plus is a co-branded modular suite of four coverages: Directors & Officers (D&O), Employment Practices Liability (EPL), Crime, and Fiduciary insurance.
Cowbell now offers cyber, technology errors and omissions, and management liability coverage through both a fully integrated API and a proprietary agentic email automation platform, representing a seismic shift in submission processing. Using large language model (LLM) agents, the platform automates submission workflows by extracting, enriching, and validating data from emails, attachments, and images, Cowbell said.
“Cyber remains one of the most complex risks facing businesses today,” said Jack Kudale, founder and CEO of Cowbell. “By leveraging our first-of-its-kind, vertically integrated, AI-powered platform and proprietary risk modeling, we’ve simplified the process, enabling faster, more streamlined transactions for our broker partners. Now, we’ve aligned with Zurich to bring innovation to additional lines of coverage, further advancing our mission to provide comprehensive, tech-forward insurance to the global SME and middle-market segment.”
The move mirrors Cowbell’s recent diversification in the UK.
The launch of Zurich Select Plus follows Cowbell’s announcement, nearly a year ago, that it had secured a $60 million Series C investment led by Zurich Insurance Group.
“Through Cowbell’s digital platform, the Zurich-Cowbell collaboration and relationship can provide bindable quotes within seconds of receiving the required underwriting information,” said Kristof Terryn, CEO of Zurich North America.
Cowbell’s cyber, management, and professional liability programs are available to select agents and brokers in the United States.
Topics Fraud
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