Oklahoma Commissioner: Allstate Eases Personal Auto Terms for Delivery Drivers

March 26, 2020

Oklahoma’s insurance commissioner says Allstate Insurance Co. is voluntarily easing certain policy restrictions to aid delivery drivers using their personal vehicles for delivery of food and medicine during the COVID-19 health emergency.

The Oklahoma Insurance Department said Allstate has notified regulators that to ensure workers have adequate protection while using their personal vehicle to deliver food and medicine, the company is modifying its coverage to eliminate any terms, conditions or exclusions that might apply during the state of emergency.

Personal automobile policies do not typically provide coverage for vehicles used for commercial purposes. However, as pharmacies and restaurants have temporarily closed their doors during the pandemic, many are relying on drivers who do not normally do deliveries to bring food and medicine to customers.

“Some of these people are our valued Allstate customers. The company appreciates their efforts and would like to assist them by temporarily easing certain personal automobile insurance policy restrictions,” Noel Cole Young, regional counsel, Allstate Insurance Co., said in a prepared statement.

Insurance Commissioner Glen Mulready applauded the proactive approach by Allstate.

“This flexibility will help protect jobs and preserve local economies. I encourage other insurers to find innovative solutions to address this temporary interruption in our everyday lives,” Mulready said in a media release.

Source: Oklahoma Insurance Department

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