Mercury Insurance has made its usage-based insurance app, MercuryGO, available to drivers in Oklahoma.
The app acts as a virtual driving coach, providing skill scores that give real-time feedback about driving behavior, the company said. Mercury auto insurance policyholders who enroll to use the app immediately receive a 5% participation discount and teen drivers will receive up to a 10% discount.
When MercuryGO customers renew their policies, they could receive a discount of up to 40%, depending upon their driving score.
Mercury reported that according to the Oklahoma Highway Safety Office, there were 640 motor vehicle traffic fatalities and 8,646 crashes caused by distracted drivers in 2019.
The MercuryGO app generates a driving skill score, which is calculated based on categories that are closely correlated with car crashes — excessive speeding, hard braking, distracted driving (i.e., phone motion and screen interaction), and road type.
Cambridge Mobile Telematics (CMT) is Mercury’s technology partner.
MercuryGO provides useful in-app tips to help users become safer drivers. Added benefits include:
- A sharing option for families, which allows all participating drivers to see who is the safest.
- The ability for parents to receive real-time feedback about their teen’s driving behavior, including when, where and how fast they’re traveling.
- Licensed teen drivers, 18 years and younger, who are registered for MercuryGO will instantly receive a 10% participation discount on auto insurance.
- The opportunity to earn up to a 40% discount at renewal.
Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and commercial insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia.
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