FEMA says new flood maps for Orange County, Texas, have been finalized and become effective Dec. 16, 2021.
Residents are encouraged to examine the maps to determine if they are in a low-to-moderate- or high-risk flood zone. During the next six months, a FEMA compliance specialist will be working with the community on updating each floodplain ordinance and adopting these new flood maps.
FEMA is encouraging residents to consider flood insurance before the map effective date, as it may save money by purchasing a flood insurance policy now,
There are cost-saving options available for those newly mapped into a high-risk flood zone. Consumers can learn more about flood insurance options by talking with their insurance agent or visiting https://www.floodsmart.gov, FEMA said in its announcement.
By understanding flood risks, individuals can decide which insurance option is best for their situation. Community leaders can use these maps to make informed decisions about building standards and development that will make the community more resilient and lessen the impacts of a flooding event.
Anyone without flood insurance risks uninsured losses to their home, personal property or business. Flood insurance is available either through private insurers or through the National Flood Insurance Program (NFIP) for those in communities who participate in the NFIP. Residents with federally backed mortgages must have flood insurance if their structures are in the Special Flood Hazard Area.
Was this article valuable?
Here are more articles you may enjoy.