The Federal Emergency Management Agency (FEMA) is encouraging those in Alabama to purchase flood insurance.
Though flooding is Alabama’s second-most common natural hazard, occurring on average every 12 days, FEMA says only a small percentage of people living in Alabama actually have flood insurance.
The state receives about 56 inches of rainfall annually, creating a high risk of riverine and flash flooding. Between the Gulf Coast’s tropical storms and the numerous rivers and streams, the potential for flooding in Alabama is ever-present.
“Flooding due to heavy rains is a serious threat to all residents of our state,” said Alabama Emergency Management Director Brian Hastings. “We often hear after a flood from homeowners who were convinced that because their property had never flooded before, they would never experience flooding. But, then, they did.”
In fact, statistics show that people who live outside high-risk areas file more than 25 percent of flood claims nationwide, FEMA said.
However, only about 57,000 of the estimated 1.8 million households in Alabama have flood insurance, an alarming statistic, Hastings said.
“Flood insurance will not keep rising water out of your home or business, but it will help protect the investment you have in them,” Hastings says.
Source: FEMA
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