Tower Hill Specialty has further expanded into the Southeast and is now offering manufactured housing and dwelling fire insurance policies in Mississippi.
Optional coverage features include equipment breakdown and service line endorsements. The equipment breakdown option provides coverage for items such as appliances and HVAC systems. Discounts for modern protection devices, including automatic water shutoffs, are also available.
Through its distribution network of regional and national insurance carriers and agents, Tower Hill Specialty also writes business in Alabama, Arizona, Georgia, Indiana, Illinois, Missouri, Ohio, South Carolina, Texas and Wisconsin. The company’s full product lineup includes homeowners, and condominium programs. Specialized coverages for rental homes, rental properties and remodels are available in select markets.
According to the company, coverage options and pricing are adjusted to individual markets. In Mississippi, for example, optional windstorm coverage is available up to three miles from the coast. Hurricane and hail deductible options range between $500 and $10,000, based on the customer’s risk tolerance and preference.
Tower Hill Specialty products are offered exclusively through Tower Hill Prime Insurance Company, an affiliate in the Tower Hill Family of Companies. Founded in 2003 and with more than $119 million in surplus as of December 31, 2018, Tower Hill Prime also offers both Personal Lines and Commercial Lines products in select Southeastern states.
Ohio-based Tower Hill Specialty, LLC is a subsidiary of Tower Hill Insurance Group, LLC headquartered in Gainesville, Florida.
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