Well…this is something that should have been done through legislation 3 years ago. Would have saved the FL HO business and Floridians a ton of premium.
I’ve carried an Illinois Public Adjuster license since 1997. I worked some of the hurricane claims down in Florida, but only by invitation. Nobody should be allowed to go door-knocking to solicit business. Most of the Public Adjusters that you run into outsource the real work to companies or individuals like me. They are just salesmen trying to drive the claim up to increase their commission. They will say whatever it takes to get the job. As such, even though I keep my license active, I have not used a Public Adjuster contract for years. If I can’t prove my value to an insured and the carrier’s field rep, I don’t deserve to get paid. For years Public Adjusters have been asking insureds to take this leap of faith, it should be the other way around.
I guess someone should tell them they already passed a law allowing insurance companies to ban the assignment of benefits in policies? See 627.7153.
Incredible how they have to parrot the same talking points until eventually homeowners will have no recourse to pursue wrongfully denied or under paid claims by their carriers.
Insurance companies sell no product. They only make money by taking homeowners’ money and paying out as little of it as possible. When will the 7 figure compensation packages of insurance company CEOs and corporate officers be examined and questioned, I wonder?
The Florida homeowner’s market has been beaten up since 1992 (Hurricane Andrew). After the hurricane I remember it was like the bees nest was stirred. Ever since then after a catastrophe the Public Adjusters come out of the woodwork and prey on the property owners promising to get them more money than what the company will pay.
This proposed call to ban AOB’s and to place limits on Public Adjusters is LONG overdue. I hope this does pass through the legislature and hopefully brings carriers back into the Florida market easing the crisis we have with skyrocketing property rates.
It’s against the Bar rules in most states to share fees with non attorneys- In most states it’s against the rules for members of the Bar to solicit-
Ask you selves this, how do the clients of the same roofing contractors end up in the same Lawyers pool of clients over and over again- maybe the state Bar should look into the marketing practices of certain law firms-
A homeowner with a leaky roof but no major damage is calling a roofer, not a lawyer….
Here’s a parting thought, If field adjusters would worry about telling the truth and not their next deployment maybe less litigation would be needed to …
95% of these claims are flood, try going up against FEMA mandated coverage. Clients are reporting 15 to 20 calls from public adjusters.
Well…this is something that should have been done through legislation 3 years ago. Would have saved the FL HO business and Floridians a ton of premium.
They can fix home and auto by eliminating AOB. AOB is the fuel which drives the fraud.
I’ve carried an Illinois Public Adjuster license since 1997. I worked some of the hurricane claims down in Florida, but only by invitation. Nobody should be allowed to go door-knocking to solicit business. Most of the Public Adjusters that you run into outsource the real work to companies or individuals like me. They are just salesmen trying to drive the claim up to increase their commission. They will say whatever it takes to get the job. As such, even though I keep my license active, I have not used a Public Adjuster contract for years. If I can’t prove my value to an insured and the carrier’s field rep, I don’t deserve to get paid. For years Public Adjusters have been asking insureds to take this leap of faith, it should be the other way around.
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The Florida homeowner’s market has been beaten up since 1992 (Hurricane Andrew). After the hurricane I remember it was like the bees nest was stirred. Ever since then after a catastrophe the Public Adjusters come out of the woodwork and prey on the property owners promising to get them more money than what the company will pay.
This proposed call to ban AOB’s and to place limits on Public Adjusters is LONG overdue. I hope this does pass through the legislature and hopefully brings carriers back into the Florida market easing the crisis we have with skyrocketing property rates.
It’s against the Bar rules in most states to share fees with non attorneys- In most states it’s against the rules for members of the Bar to solicit-
Ask you selves this, how do the clients of the same roofing contractors end up in the same Lawyers pool of clients over and over again- maybe the state Bar should look into the marketing practices of certain law firms-
A homeowner with a leaky roof but no major damage is calling a roofer, not a lawyer….
Here’s a parting thought, If field adjusters would worry about telling the truth and not their next deployment maybe less litigation would be needed to …