ACE USA Appoints Dennison as Regional Executive, Northwest Region

February 2, 2005

ACE USA, the U.S.-based retail operating division of The ACE Group of Companies, today announced the appointment of Stephen D. Dennison as senior vice president and regional executive, Northwest Region.

Based in San Francisco, Dennison will be responsible for setting and driving the overall strategic direction for ACE USA’s Northwest Region, which comprises Northern California, Oregon, Washington, Idaho, Montana, Wyoming and Utah. He will have responsibility for the regional production plan, distribution, product sales and marketing, producer management, staff management and general operations.

“ACE USA’s regional management structure reflects our commitment to building and maintaining a strong local presence, responding to our customers’ unique needs and delivering exceptional service,” said John Lupica, president, ACE USA. “Steve is a respected industry leader with extensive management experience and many years of successful bottom-line results. Under his leadership, I am confident we will continue to enhance ACE USA’s market visibility, expand our distribution channels and drive growth in the Northwest Region.”

Dennison previously was senior vice president, West Operations for ACE US International (USI), a division of ACE USA that provides global programs and specialty coverages for a broad range of mid- to large-sized U.S.-based companies. In this role, he was responsible for USI’s client service, revenue production and underwriting profitability.

Dennison joined ACE in 1993 and also served as the USI regional manager for the Midwest and West Coast.

A 30-year veteran of the insurance industry, Dennison has had extensive executive experience managing property/casualty insurance operations at the branch, regional and home office levels. Before joining ACE, Dennison held various management positions at Commercial Union and the Home Insurance Company.

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