Zenith Declares Quarterly Dividend

February 10, 2005

Woodland Hills, Calif.-based Zenith National Insurance Corp. declared a regular quarterly cash dividend of $0.33 per share on its outstanding shares, an increase from $0.28 per share paid quarterly since the first quarter of 2004. The dividend is payable May 13, 2005 to stockholders of record at the close of business on April 29, 2005.

Commenting on the dividend increase, Stanley R. Zax, chairman and president, said, “The Board of Directors increased the dividend in recognition of our recent results and our future prospects.”

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