Palomar Specialty Insurance Co. has partnered with TriCoast Insurance Services, LLC to offer a residential windstorm-hurricane insurance product in Hawaii. The product is a stand-alone hurricane coverage that will be offered through local independent agents.
Palomar’s stand-alone residential hurricane program is intended for use with homeowners, rental dwellings and condo unit-owners, and includes higher limits with up to $10 million of total insured values. The product includes separate limits for dwelling with optional coverages for other structures, personal property and loss of use coverage based on a customer’s needs, budget and risk tolerance. Deductibles range from 1 percent to 15 percent.
Palomar Specialty Insurance Co. is a recently established catastrophe insurer that focuses on earthquake, hurricane and wind-exposed multi-peril homeowners business in catastrophe-exposed states including California, Oregon, Washington, Texas and Hawaii. The company is an admitted carrier in 17 states.
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