Idaho Man Sentenced for ‘Crash And Buy’ Insurance Fraud

August 11, 2020

Riley Presher, of Twin Falls, Idaho, was sentenced on Monday for insurance fraud in violation of Idaho Code 41-293.

Presher on Dec. 15, 2017, purchased insurance and filed a claim for an accident he stated occurred that same day. When the investigations division with the Idaho Department of Insurance was asked to look into this claim and Presher was interviewed, he reportedly admitted to DOI Investigators he did not have insurance on the day the accident happened on Dec. 14, 2017 when he backed his truck into his friend’s vehicle.

On Aug. 31, 2018, Presher admitted to misrepresenting the collision date and time to Sentry Insurance in the hopes to offset the cost from the damage he caused to his friend’s vehicle. Presher pleaded guilty to insurance fraud in May.

“Insurance fraud costs the average American family between $400 and $700 every year in the form of increased insurance premiums,” Director Dean Cameron said in a statement.

Fifth District Court Judge Rosemary Emory sentenced Presher to a unified sentence of five years in prison. Emory then suspended the sentence and placed Presher on five years of supervised probation.

Presher was ordered by the court to serve 120 days of jail time with options and 150 hours of community service. Emory also gave Presher the option of serving an additional 150 hours community service in lieu of the 120 days jail time in consideration of the COVID-19 pandemic. Presher was ordered to pay a $750 fine and court costs. He will also pay $1,260 in restitution to the Idaho Department of Insurance and $1,943 to Sentry Insurance.

The Office of the Attorney General’s Special Prosecutions Unit prosecuted this case.

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