WCIRB Report on Medical Characteristics of Cumulative Trauma Claims

A report from the Workers’ Compensation Insurance Rating Bureau of California shows indemnity claims are the key driver of cumulative trauma claim costs.

Highlights of the WCIRB report, Medical Characteristics of Cumulative Trauma Claims, include:

• Indemnity claims are the key driver of cumulative trauma claim costs.
• CT indemnity claims have a higher payment share for medical-legal and medical liens services than non-CT claims, mostly driven by significantly higher levels of utilization.
• CT claims are more likely to involve soft tissue injuries and mental/psychiatric conditions.
• Post-termination CT claims filed following large layoffs tend to concentrate in the manufacturing and service sectors and in the Los Angeles region.

The full report is available in the Research section of the WCIRB website.

Topics Claims