Additional Insureds and Reduced Coverage Limits! Academy Journal · Sep 1, 2015 Commercial general liability (CGL) claims involve three parties: 1) the insured(s); 2) the insurer; and 3) the injured.…
Coinsurance: The Property Insurance Version of a 4-Letter Word Academy Journal · Aug 11, 2015 Coinsurance provisions found in property policies exist primarily to assure that the insurance carrier receives adequate premium for…
“YOU SUCK!”: Your Personal Lines Clients and Their Tweets, FB Posts and Yelps! Academy Journal · Aug 4, 2015 Recently I ordered a pizza from a national chain (no, not the one you’re thinking) and it was…
Hurricane Katrina: A Look Back After Ten Years Cotality · Aug 3, 2015 The Atlantic was active from the start of the 2005 hurricane season. By late August, there had already…
Drone Coverage: Into the Great Unknown Academy Journal · Jul 27, 2015 Insurance Services Office (ISO) recently released a “matched set” of drone-related endorsements for use with the commercial general…
Price is Important! Well, Not So Much! Academy Journal · Jul 20, 2015 What steps do you take to assure your client has the best insurance carrier? The “best” carrier is…
4 Commercial Auto Endorsements Every Insured Should Consider Academy Journal · Jul 13, 2015 Insurance Services Office (ISO) lists more than 100 endorsements available for use with the business auto policy (BAP)…
7 Reasons to NEVER Extend Business Auto Coverage to an Employee-Owned Auto Academy Journal · Jul 7, 2015 First, the Reasons to NEVER Extend BAC Protection to an Individually-Owned Auto The employee’s Personal Auto Policy (PAP)…
Three Steps Towards Getting Your Portfolio Ready for Hurricane Season Cotality · Jul 6, 2015 Insuring property along our nation’s coastlines can be either extremely lucrative or laden with risk. Many coastal residents…
BOPs Are Like Hospital Gowns – They Don’t Cover You Fully Academy Journal · Jun 30, 2015 Businessowners Policies, traditionally referred to simply as “BOPs,” were introduced in 1976 and significantly revised in 1987. The…