Ethics, Education and YOUR Personal Standards! Academy Journal · Jun 24, 2015 Insurance is necessary for the survival and growth of any free market economy. Because of this necessity, insurance…
7 Rules for Extending ‘Insured’ Status Academy Journal · Jun 16, 2015 True story: The agent convinced the owner of several apartment buildings to purchase a pollution liability policy –…
From Drought to Flood-The Sudden Exchange of One Hazard for Another in Texas Cotality · Jun 11, 2015 Amongst Texans, nearly every conversation about weather over the last several years has focused on the ongoing drought…
Does This Sound Like YOUR Underwriter? Academy Journal · Jun 10, 2015 Two weeks ago we posted an article titled, “Are You One of THOSE Agents?” The article centered around…
Number of US Homes at Risk of Storm Surge Damage in 2015 Tops 6.6 Million Cotality · Jun 8, 2015 Total Reconstruction Cost Value of Homes is Nearly $1.5 Trillion Although the U.S. Atlantic and Gulf coasts have…
5 Most Misunderstood Homeowners’ Coverage Concepts Academy Journal · May 29, 2015 Many are unaware that the Academy of Insurance has four “skills tests” available. Of the four, the personal…
Are You One of THOSE Agents? Academy Journal · May 27, 2015 Most of my insurance career has been on the agency side, but I have also worked on the…
Is it Flood or Water Damage – Part IV of Flood, Flood or Flood Academy Journal · May 21, 2015 To review prior articles, links are here for Part I, Part II, and Part III. Part IV What…
Courts and Carriers Can Misapply the Absolute Pollution Exclusion Academy Journal · May 19, 2015 Never let it be said that an exclusion would or could be misapplied; but the absolute pollution exclusion…
Flood, Flood or Flood! Who Responds: AAIS, ISO or NFIP? – Part III Academy Journal · May 13, 2015 Part III AAIS’s Flood Coverage Endorsement “Flood” becomes a covered cause of loss by attachment of AAIS’s Flood…