Flood, Flood or Flood? – Part II Academy Journal · May 6, 2015 In case you missed it (and don’t want to begin in the middle of the conversation), here is…
Flood, Flood, or Flood: What is Really Meant When a ‘Flood’ Loss is Reported? – Part I Academy Journal · Apr 29, 2015 Part I “We’ve had a flood,” says the commercial insured. “Oh, no!” the agent says as he quickly…
Cracking Under Pressure: Answers to the Workers’ Compensation Quiz Academy Journal · Apr 20, 2015 We gave you the questions on Friday; you have had all weekend to ponder your responses. Here are…
Cracking Under the Pressure of Workers’ Compensation: Testing Your Workers’ Compensation Knowledge Academy Journal · Apr 17, 2015 Test your knowledge of workers’ compensation by answering 21 questions covering the most important workers’ compensation facts and…
Audit Problems Leading to Additional Premiums Academy Journal · Apr 15, 2015 Let’s dispense with the niceties and all attempts to eloquently ease into a discussion on the troubles surrounding…
Audit Rules and Guidelines – Part II Academy Journal · Apr 13, 2015 Part I of this two-part audit rules and guidelines article presented the section of the work comp policy…
Audit Rules and Guidelines – Part I Academy Journal · Apr 10, 2015 Workers’ compensation coverage is initially priced on an estimated basis. The insured estimates payrolls (and sometimes class codes)…
The Science of Hail Verification Cotality · Apr 9, 2015 Insurers that constantly face nature’s unpredictable fury must also manage claims in a way that both covers policyholder…
Combinability of Insureds Academy Journal · Apr 8, 2015 Consolidating separate legal entities’ loss experience to develop a common experience modification factor has the potential to cause…
Work Comp for PEOs and Their Client/ Employers Academy Journal · Apr 6, 2015 Professional employer organizations (PEOs) began their rise after the adoption of the Tax Equity and Fiscal Responsibility Act…