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When a Self-Insured Retention Is Not Enough – An Argument for a New Approach to Consent to Settle for Casualty Exposures
Nov 17 2025 // Self-insured retentions (SIRs) are a common tool used by insureds to control claims, but many times they just aren’t sucient to prevent a bad settlement. How often do agents hear insureds complain about an insurer...
Alabama DOI Says Captive Moratorium Does Not Apply to Foreign RRGs
Oct 31 2025 // Eight months after it declared a moratorium on the licensing of captive insurance companies and risk retention groups, the Alabama Department of Insurance has posted a clarification. The March bulletin and an extension of...
Alabama DOI Extends Moratorium on New Captives, Risk Retention Groups
Sep 5 2025 // Alabama’s insurance commissioner has extended a moratorium on new captive insurance companies and risk retention groups until at least next summer. The bulletin, posted this week, follows the commissioner’s...
Claim Counts Down, Losses up for California Workers’ Comp Private Self-Insureds
Jul 3 2025 // California’s private self-insured employers reported 7.4% fewer workers’ compensation claims in 2024 than in 2023, pushing private self-insured claim frequency to a four-year low, a new report shows. However,...
Maine Lawmakers Thwart Move to Allow Mennonites to Self-Insure
May 19 2025 // Maine lawmakers last week rejected a measure that would have permitted followers of the Mennonite religion to self-insure for motor vehicle insurance. The Senate vote was 20-14 to detour the bill on May 13, while the House...
Vermont Takes Over Medical Liability Insurer CARE RRG Facing $35.4M Judgment
Apr 28 2025 // A Vermont Superior Court has approved a state takeover and rehabilitation plan for a medical professional liability insurer for 1,300 physicians that the state says is in hazardous financial condition as a result of a...
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