New attributes—electrical panel location, roof life stage, and plumbing materials—enhance underwriting precision and deepen visibility into structural risk.
Tampa, FL – October 14, 2025 — PGM Solutions today announced the expansion of its Home Factors property intelligence platform. The latest release introduces several new and enhanced attributes, including electrical panel and sub-panel location, roof life stage segmentation, and updated plumbing material indicators. These additions bring the platform closer to its goal of offering over 100 property attributes, covering nearly 90% of U.S. homes.
Home Factors provides interior and exterior attributes and condition data to help carriers improve underwriting, pricing, and risk selection. Collectively, these newly released attributes offer deeper visibility into critical home systems- supporting stronger risk models and more accurate decisioning.
- Electrical Panel Location: Offers insight into where a home’s electrical systems are situated, helping carriers assess potential fire and maintenance risks.
- Roof Life Stage: Segments roofs by age and expected remaining lifespan, enabling more precise risk stratification.
- Plumbing Material Indicators: Flags the presence of PVC in inlet pipes and CPVC in outlet pipes, which can signal long-term durability or risk concerns.
“These new Home Factors continue our momentum in transforming how carriers assess risk,” said Matt Ehrlichman, Founder, Chairman and CEO of Porch Group. “We’re building a platform that delivers measurable ROI today while setting a new standard for property intelligence in the years ahead.”
For more information, visit: https://insurance.pgmsolutions.com
About Home Factors
Home Factors, powered by PGM Solutions, delivers advanced property intelligence that gives insurers a clearer view of risk, inside and out. By combining exclusive access to over 90% of U.S. homebuyers with rich exterior and interior property attributes, Home Factors enables carriers, MGAs, and reinsurers to make faster, more precise underwriting and pricing decisions.
With insights into foundation condition, window condition, electrical systems, water intrusion, piping, and more, Home Factors provides the depth and clarity needed to lower loss ratios and drive profitable growth.
For more information, visit: https://HomeFactors.com or https://insurance.pgmsolutions.com.
Topics Carriers
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