Institute for Business & Home Safety (IBHS) News

Roadmaps for Wildfire Mitigation Provide Guidance for Suburban Neighborhoods

New wildfire guidelines from an insurance industry home safety organization offer guidance for adapting suburban communities to the growing threat of wildfire. The Insurance Institute for Business & Home Safety (IBHS) said its Suburban Wildfire Adaptation Roadmaps offer a detailed …

Not All Homes in Wildfire Zones Are Uninsurable. Here’s How Insurers Can Tell.

Fire-risk scores now used by insurance underwriters can sometimes can make it challenging for homeowners to find coverage. Zesty.ai, a California insurtech start-up, is among a handful of firms working to fine-tune fire-risk scores so that some homeowners have a …

IBHS Survey Highlights Building Code Gaps in Texas Coastal Counties

A detailed review of coastal Texas building codes revealed gaps that could leave homeowners at risk if mitigation efforts are not sought as nearly one-third of Texans live in the coastal counties. The Insurance Institute for Business & Home Safety …